Santa Rosa County property record for 5301 Emerald Dr, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,538 sqft Heated Area |
| Garage | 739 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,178.00 (2024) |
| Primary APN | 01-1N-29-0815-00D00-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,538 sqft Heated Area |
| Gross Area | 3,879 sqft Gross Area |
| 1st Floor | 3,277 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 739 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Patio Area | 240 sqft Patio |
| Porch | Open Porch |
| Porch Area | 602 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 011N29081500D000110 |
|---|---|
| Street Address | 5301 EMERALD DR |
| City | PACE |
| State | FL |
| Zip | 32571-6230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL CREEK LOT 11 BLK D AS DES IN OR 3763 PG 984 & AS DES IN OR 3763 PG 985 & OR 3809 PG 1783 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 01 |
| Legal Subdivision | CRYSTAL CREEK |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 10301 |
Source: Santa Rosa County records · APN 01-1N-29-0815-00D00-0110
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Sep 06, 2018 | Warranty Deed, Transfer CYNTHIA B COTTON |
| Sep 06, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 |
| Deed Sale | Mar 18, 2019 |
| Prior Sale | Sep 06, 2018 |
| Deed Doc Number | 0038091783 |
| Deed Book / Page | 3763 / 0985 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2021 |
| Title Company | GULF COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Document Number | 0040481252 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 4048/1252 |
| Instrument | 202070271 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038040494 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 3804/0494 |
| Instrument | 201905983 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Address | CANTONMENT, FL 32533 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038810417 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 3881/0417 |
| Instrument | 201946764 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 06, 2018 |
| Property Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Document Number | 0037630985 |
| Book / Page | 003763 / 000985 |
| Instrument Date | Sep 06, 2018 |
| Instrument | 38183 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5301 EMERALD DR PACE FL 325716230, PACE, FL 32571-6230 |
| Document Number | 37630988 |
|---|---|
| Date | Sep 06, 2018 |
| Book Page | 003763/000988 |
| Instrument | 38184 |
| Name | CYNTHIA B COTTON |
|---|---|
| Address | 4937 HAMILTON BRIDGE RD, MILTON, FL 32571-9061 |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 06, 2018 |
| Property Address | 5301 EMERALD DR, PACE, FL 32571-6230 |
| Document Number | 0037630984 |
| Book / Page | 003763 / 000984 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 38182 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5301 EMERALD DR PACE FL 325716230, PACE, FL 32571-6230 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,178.00 (+13.67%) Homeowner's exemption | $191,499 (+3%) | $264,305 (+1.02%) Land $33,000 Building $231,305 |
| 2023 | $1,916.00 (+2.84%) Homeowner's exemption | $185,921 (+3%) | $261,630 (+2.33%) Land $33,000 Building $228,630 |
| 2022 | $1,863.00 Homeowner's exemption | $180,506 | $255,663 Land $33,000 Building $222,663 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures