5301 Emerald Ct, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5301 Emerald Ct, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,455 sqft · built 1987
Lot Size	0.201 acres (8,760 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Jan 2023)
Tax Bill	$10,612 (2025)
Deeds & Mortgages	Jan 2023 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`008-261-012-2`

Property Details

APN / Parcel Number

Primary APN	`008-261-012-2`
Alternative APN	`008-261-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,455 sqft Living Area
1st Floor Area	1,464 sqft
2nd Floor Area	991 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Lot Area	8,760 sqft (0.201 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5301 EMERALD CT
City	DISCOVERY BAY
State	CA
Zip	94505-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6560 L23 EX 3/4 MR
Legal Subdivision	DISCOVERY BAY SUB 6560
Legal Tract	6560
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	304003

Owner

5301 Emerald Ct is held in a trust since January 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4410 FREMONTS LOOP, RESCUE, CA 95672-9348
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	May 16, 2018 · Amount on File
Deed Document Number	20231767
Prior Transfer Date	Apr 2, 1996
Prior Transfer Doc	0000066655
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2023
Property Address	5301 EMERALD CT, DISCOVERY BAY, CA 94505-9288
Document Number	0000001767
Map Reference	MB 288 PG 48-60
Instrument Date	Jan 3, 2023
Instrument	2023-001767
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 FLAT CREEK RD, SOMERSET, CA 95684-9623

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 16, 2018
Property Address	5301 EMERALD CT, DISCOVERY BAY, CA 94505-9288
Document Number	0000077338
Instrument Date	May 7, 2018
Instrument	77338
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5301 EMERALD CT DISCOVERY BAY CA 945059288, DISCOVERY BAY, CA 94505-9288

Mortgage

Document Number	77339
Date	May 16, 2018
Instrument	77339

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5301 Emerald Ct was $10,612.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,435 (+2%) Land $318,362 Building $504,073
2025	$10,612.00	$806,310 Land $312,120 Building $494,190
2023	$9,570.00 (+1.57%)	$738,208 Land $262,473 Building $475,735
2022	$9,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5301 Emerald Ct in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5301 Emerald Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Matrix Broadband.

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