5301 E Commerce Way, Unit 6103, Sacramento, CA 95835 Property Records

Sacramento County property record for 5301 E Commerce Way, Unit 6103, Sacramento, CA 95835

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,635 sqft · built 2007
Owner	Individual Name on File
Last Sale	$308,000 (Sep 2020)
Tax Bill	$4,651 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone A99 (high risk)
APN	`201-1120-007-0023`

Property Details

APN / Parcel Number

Primary APN	`201-1120-007-0023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5301 E COMMERCE WAY, 6103
City	SACRAMENTO
State	CA
Zip	95835-3008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-65-PUD
Legal Description	UNIT 3 BLG 6 CONDOMINIUM PLAN ARTISAN SQUARE PER BK 20070124 PG 1376
Legal Subdivision	TERRACES/COMMERCE STATION
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1011
Census Tract	7108

Owner

5301 E Commerce Way, Unit 6103 is owned and occupied by an individual who bought it in September 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5301 E COMMERCE WAY, 6103, SACRAMENTO, CA 95835-3008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 25, 2020	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Book / Page	20200925 / 2117
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5301 E COMMERCE WAY UNIT 6103, 6103, SACRAMENTO, CA 95835-3008
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 E COMMERCE WAY 6103, 6103, SACRAMENTO, CA 95835-3008

Mortgage

Document Number	0000000637
Date	Apr 9, 2025
Instrument	202504090637

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 25, 2020
Property Address	5301 E COMMERCE WAY UNIT 6103, 6103, SACRAMENTO, CA 95835-3008
Document Number	2009252117
Instrument Date	Sep 24, 2020
Instrument	2009252117
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5301 E COMMERCE WAY #6103 SACRAMENTO CA 958353008, 6103, SACRAMENTO, CA 95835-3008

Mortgage

Document Number	2009252118
Date	Sep 25, 2020
Instrument	2009252118

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5301 E Commerce Way, Unit 6103 was $4,651, down 3.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$340,053 (+2%) Land $121,447 Building $218,606
2025	$4,651.00 (-3.55%)	$333,386 Land $119,066 Building $214,320
2024	$4,822.00 (+5.1%)
2023	$4,588.00 (+1.8%)	$320,443 Land $114,444 Building $205,999
2022	$4,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5301 E Commerce Way, Unit 6103 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 784 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1,072 units insured incl. 288 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5301 E Commerce Way, Unit 6103 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath.

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