5301 E Commerce Way, Unit 20103, Sacramento, CA 95835 Property Records

Sacramento County property record for 5301 E Commerce Way, Unit 20103, Sacramento, CA 95835

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,774 sqft · built 2021
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on Record
Last Sale	$375,500 (Jan 2021)
Tax Bill	$6,410 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone A99 (high risk)
APN	`201-1120-007-0373`

Property Details

APN / Parcel Number

Primary APN	`201-1120-007-0373`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	829 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	1 sqft
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5301 E COMMERCE WAY, 20103
City	SACRAMENTO
State	CA
Zip	95835-3024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-50-PUD
Legal Description	BLD. 20 UNT. 3 OF CONDO FOR ARTISAN SQUARE REC IN 20190919-1465
Legal Subdivision	TERRACES AT COMMERCE STATION SUBDIVISION
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1011
Census Tract	7108

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5301 E COMMERCE WAY, 20103, SACRAMENTO, CA 95835-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 4, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2021	Grant Deed, Transfer · VA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Deed Book / Page	20210108 / 753
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5301 E COMMERCE WAY UNIT 20103, 20103, SACRAMENTO, CA 95835-3024
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 E COMMERCE WAY 20103, 20103, SACRAMENTO, CA 95835-3024

Mortgage

Document Number	0000000006
Date	Mar 28, 2024
Instrument	202403280006

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 21, 2034

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 4, 2022
Property Address	5301 E COMMERCE WAY UNIT 20103, 20103, SACRAMENTO, CA 95835-3024
Document Number	0000000362
Map Reference	DOC 20190919-1465
Instrument Date	Aug 4, 2022
Instrument	2022080400362
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 E COMMERCE WAY UNIT 20103, 20103, SACRAMENTO, CA 95835-3024

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	5301 E COMMERCE WAY UNIT 20103, 20103, SACRAMENTO, CA 95835-3024
Document Number	2101080753
Instrument Date	Dec 3, 2020
Instrument	2101080753
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5301 E COMMERCE WAY #20103 SACRAMENTO CA 958353024, 20103, SACRAMENTO, CA 95835-3024

Mortgage

Document Number	2101080754
Date	Jan 8, 2021
Instrument	2101080754

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,072 (+2%) Land $101,875 Building $402,197
2025	$6,410.00 (-3.83%) Homeowner's exemption	$494,189 (+4.04%) Land $99,878 Building $394,311
2024	$6,665.00 (+5.41%)
2023	$6,323.00 (+18.92%) Homeowner's exemption	$475,000 Land $96,000 Building $379,000
2022	$5,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 784 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1,072 units insured incl. 288 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath.

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