Osceola County property record for 5301 Amersham Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,434 sqft · built 2021 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Feb 2026) |
| Tax Bill | $6,435 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-31-0174-0001-3800 |
| Primary APN | 04-26-31-0174-0001-3800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 3,475 sqft |
| 1st Floor Area | 2,434 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Porch | Florida Room |
| Patio Area | 375 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5301 AMERSHAM LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 3 & 4 PB 29 PGS 64-68 LOT 380 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 3 |
| Legal Lot Number | 380 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-26-31-0174-0001-3800
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11015 N NORTHFIELD LN, DUNLAP, IL 61525-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Feb 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Jun 01, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on Record |
| Deed Sale | Feb 17, 2026 · Amount on Record |
| Prior Sale | Jun 01, 2021 · Amount on Record |
| Deed Document Number | 202622193 |
| Deed Book / Page | 6924 / 1167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 17, 2026 |
| Property Address | 5301 AMERSHAM LN, SAINT CLOUD, FL 34771-7675 |
| Document Number | 0069241167 |
| Book / Page | 6924 / 1167 |
| Map Reference | MB 29 PG 64 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026022193 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | CLEAR OCEAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2220 OTAY LAKES RD # RD942, RD942, CHULA VISTA, CA 91915-1004 |
| Name | Verified Name |
|---|---|
| Address | 11015 N NORTHFIELD LN, DUNLAP, IL 61525-9597 |
| Investor | Possibly a Property Investor |
| Document Number | 0069241169 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 6924/1169 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 01, 2021 |
| Property Address | 5301 AMERSHAM LN, SAINT CLOUD, FL 34771-7675 |
| Document Number | 0059692448 |
| Book / Page | 5969 / 2448 |
| Map Reference | MB 29 PG 64 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021084104 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,613.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 5301 AMERSHAM LN, SAINT CLOUD, FL 34771-7675 |
| Document Number | 0059692452 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 5969/2452 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,435.00 (+4.79%) Homeowner's exemption | $402,400 (+5.02%) Land $75,000 Building $327,400 | $402,400 (-5.3%) Land $75,000 Building $327,400 |
| 2023 | $6,141.00 (+3.31%) Homeowner's exemption | $383,160 (+3%) | $424,900 (+14.22%) Land $65,000 Building $359,900 |
| 2022 | $5,944.00 Homeowner's exemption | $372,000 Land $65,000 Building $307,000 | $372,000 Land $65,000 Building $307,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures