5300 Roper Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5300 Roper Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,305 sqft · built 1978
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2026)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2023 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`253-0320-034-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0320-034-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,305 sqft Living Area
1st Floor Area	1,425 sqft
2nd Floor Area	880 sqft
Bonus Room	Bonus Room
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5300 ROPER AVE
City	FAIR OAKS
State	CA
Zip	95628-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADISON AVENUE ESTATES, LOT 34
Legal Subdivision	MADISON AVENUE ESTATES
Legal Lot Number	34
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	8006

Owner

5300 Roper Ave is owned by an individual who bought it in September 2026.

Source: Sacramento County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	440 SHOSHONE DR, HAILEY, ID 83333-8597
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MORGAN STANLEY BANK
Sep 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jun 5, 2026	Grant Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Aug 19, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 14, 2017	Grant Deed, Transfer · FHA Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jun 5, 2026 · Amount on File
Deed Book / Page	20260908 / 690
Prior Transfer Date	Aug 5, 1998
Prior Transfer Doc	9808000133
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 8, 2026
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	2026000690
Book / Page	20260908 / 690
Instrument Date	Sep 3, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SHOSHONE DR, HAILEY, ID 83333-8597

Mortgage

Document Number	2026000691,
Date	Sep 8, 2026
Book Page	20260908/691

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	0000000208
Date	Sep 1, 2023
Instrument	202309010208

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	0000001712
Date	Apr 29, 2021
Instrument	202104291712

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	0000000244
Date	Aug 19, 2021
Instrument	2021081900244

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2051

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 5, 2026
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	2026000884
Book / Page	20260605 / 884
Instrument Date	Jun 3, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000885,
Date	Jun 5, 2026
Book Page	20260605/885

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	2021081900244
Date	Aug 19, 2021
Instrument	2021081900244

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	4290000001712
Date	Apr 29, 2021
Book Page	20210429/1712

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	2003100813
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5300 ROPER AVE FAIR OAKS CA 956283812, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	2003100813
Date	Mar 10, 2020
Instrument	2003100813

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2017
Property Address	5300 ROPER AVE, FAIR OAKS, CA 95628-3812
Document Number	1709141019
Instrument Date	Sep 7, 2017
Instrument	1709141019
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5300 ROPER AVE FAIR OAKS CA 956283812, FAIR OAKS, CA 95628-3812

Mortgage

Document Number	1709141020
Date	Sep 14, 2017
Instrument	1709141020

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5300 Roper Ave was $5,214, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,212 (+2%) Land $92,843 Building $342,369
2025	$5,214.00 (+0.77%)	$426,679 Land $91,023 Building $335,656
2024	$5,174.00 (+2.99%)
2023	$5,024.00 (+0.38%)	$410,113 Land $87,490 Building $322,623
2022	$5,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5300 Roper Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5300 Roper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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