5300 Rochester Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5300 Rochester Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2019
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$259,600 (Oct 2019)
Tax Bill$3,494 (2025)
Deeds & MortgagesNov 2021 Transfer
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-26-31-0173-0001-2520

Property Details

APN / Parcel Number

Primary APN04-26-31-0173-0001-2520
Alternative APN
  • 263104017300012520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,527 sqft
1st Floor Area1,859 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area438 sqft
PorchFinished/Open Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5300 ROCHESTER PL
CitySAINT CLOUD
StateFL
Zip34771-7678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 252
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK EAST PH 2
Legal Phase2
Legal Lot Number252
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Intrafamily Transfer, Transfer
May 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 2, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Deed Document Number2019127208
Deed Book / Page5599 / 356
Last Transfer DateMay 7, 2021
Transfer Doc0059562640
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 12, 2021
Property Address5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678
Document Number0060850857
Book / Page6085 / 857
Map ReferenceMB 27 PG 87-92
Instrument DateNov 12, 2021
Instrument2021176033
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 12, 2021
Property Address5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678
Document Number0059562640
Book / Page5956 / 2640
Map ReferenceMB 27 PG 87-92
Instrument DateMay 7, 2021
Instrument2021073324
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyORLANDO TITLE PROFESSIONALS LL, ORLANDO TTL PROFESSIONALS LL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678

Mortgage

Document Number59562642
DateMay 12, 2021
Instrument5956/2642
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 2, 2019
Property Address5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678
Document Number0055990356
Book / Page5599 / 0356
Map ReferenceMB 27 PG 87
Instrument DateSep 27, 2019
Instrument2019127208
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,817.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2300 MAITLAND CENTER PKWY STE 320, 320, MAITLAND, FL 32751-7412

Mortgage

Document Number0055990360
DateOct 2, 2019
Book Page5599/0360
Instrument2019127209
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,494.00 (+3.53%) Homeowner's exemption$238,118 (+5.99%)$320,300 (-4.39%) Land $75,000 Building $245,300
2024$3,375.00 (+2.68%)
2023$3,287.00 (+3.66%) Homeowner's exemption$224,668 (+3%)$335,000 (+13.75%) Land $65,000 Building $270,000
2022$3,171.00 Homeowner's exemption$218,125$294,500 Land $65,000 Building $229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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