5300 Co Rd 113, Centre, AL 35960 Property Records

Cherokee County property record for 5300 Co Rd 113, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,476 sqft · built 2011
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$188,900 (Jun 2021)
Tax Bill	$709 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-07-35-0-000-026.001`

Property Details

APN / Parcel Number

Primary APN	`13-13-07-35-0-000-026.001`
Alternative APNs	`ALT APN:1307350000026001` `212370`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	212370
Street Address	5300 COUNTY ROAD 113
City	CENTRE
State	AL
Zip	35960-5284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SOUTHERN LAND SUBDIVISION 14/49
Legal Range	10E
Legal Township	10S
Legal Section	35
Legal Subdivision	SOUTHERN LAND SUBDIVISION
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3014
Census Tract	956102

Owner

5300 Co Rd 113 is owned and occupied by two individuals who bought it in June 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA TEACHERS CU
Dec 21, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACOPIA LLC
Jul 31, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 30, 2025	Deed, Transfer
Sep 30, 2025	Deed, Transfer
Sep 30, 2025	Deed, Transfer
Jun 4, 2021	Warranty Deed, Transfer · FHA Mortgage NFM INC
Dec 21, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	2021218562
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000212559
Date	Jun 16, 2020
Instrument	212559

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2035

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000200831
Date	Dec 21, 2017
Instrument	200831

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284

Mortgage

Document Number	0000239746
Date	Jul 31, 2025
Instrument	239746

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jul 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 30, 2025
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Document Number	0000240636
Instrument Date	Apr 5, 2022
Instrument	240636
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 SHARP TOP CIR, BLAIRSVILLE, GA 30512-3462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 30, 2025
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Document Number	0000240634
Instrument Date	Jan 3, 2022
Instrument	240634
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 AVENUE DE LA MER UNIT 304, 304, PALM COAST, FL 32137-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 30, 2025
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Document Number	0000240637
Instrument Date	Nov 22, 2021
Instrument	240637
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 SHARP TOP CIR, BLAIRSVILLE, GA 30512-3462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 4, 2021
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Document Number	0000218562
Map Reference	PB 14 PG 49
Instrument Date	Jun 3, 2021
Instrument	218562
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284

Mortgage

Document Number	0000218563
Date	Jun 4, 2021
Instrument	218563

Lender

Name	NFM INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 21, 2017
Property Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Document Number	0000200829
Instrument Date	Dec 16, 2017
Instrument	200829
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5300 COUNTY ROAD 113, CENTRE, AL 35960-5284
Investor	Possibly a Property Investor

Mortgage

Document Number	0000200830
Date	Dec 21, 2017
Instrument	200830

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5300 Co Rd 113 was $709 with a homeowner's exemption, up 7.4% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$709.00 (+7.42%)
2025	$660.00 (+5.6%) Homeowner's exemption	$14,960 (+5.35%) Land $840 Building $14,120	$169,600 (+5.08%) Land $8,300 Building $161,300
2024	$625.00 (-53.87%) Additional exemption filed	$14,200 (-56.01%) Land $760 Building $13,440	$161,400 (-) Land $7,500 Building $153,900
2023	$1,355.00	$32,280 (+497.78%)	$161,400 (-) Land $7,500 Building $153,900
2022	$1,355.00	$5,400 Land $1,500 Building $3,900	$161,400 Land $7,500 Building $153,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5300 Co Rd 113 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5300 Co Rd 113 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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