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530 W School St, Cotati, CA 94931 Property Records

Sonoma County property record for 530 W School St, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,100 sqft · built 1979
Lot Size0.278 acres (12,100 sqft)
Owner2 Individual Names on File
Tax Bill$3,458 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN144-230-015-000

Property Details

APN / Parcel Number

Primary APN144-230-015-000
Alternative APN
  • 144-230-015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories2 Stories
Building Area2,100 sqft Living Area
Gross Area3,044 sqft
1st Floor Area1,461 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Lot Area12,100 sqft (0.278 acres)
Garage TypeAttached
Garage Area944 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number144-230-015
Street Address530 W SCHOOL ST
CityCOTATI
StateCA
Zip94931-4176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYCO
Legal Description78 FORM 144-230-13 PT TO 17 18 & PT TO PT OF 16 MD
Legal Tract2
Legal Block2
Legal Lot Number1
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2010
Census Tract151206

Owner

530 W School St is owned and occupied by two individuals who acquired it in May 2003.

Source: Sonoma County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address530 W SCHOOL ST, COTATI, CA 94931-4176
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 16, 2003
Transfer Doc0000104607
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address530 W SCHOOL ST, COTATI, CA 94931-4176
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address530W W SCHOOL ST, COTATI, CA 94931-4176

Mortgage

Document Number0000013317
DateFeb 4, 2021
Instrument2021013317
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address530 W SCHOOL ST, COTATI, CA 94931-4176
Document Number0000078704
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedOct 27, 2017
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address530 W SCHOOL ST COTATI CA 949314176, COTATI, CA 94931-4176

Mortgage

Document Number0000078704
DateOct 6, 2017
Instrument78704
Lender
NameSTIFEL BK&TR
TypeBank
AddressLOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 5, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 530 W School St was $3,458 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$274,958 (+2%) Land $57,839 Building $217,119
2025$3,458.00 Homeowner's exemption$269,567 Land $56,705 Building $212,862
2023$3,351.00 (+1.85%) Homeowner's exemption$259,102 Land $54,504 Building $204,598
2022$3,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 530 W School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 W School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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