530 W 3rd St, Washington, MO 63090 Property Records

Franklin County property record for 530 W 3rd St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1991
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Mar 2026 Sale Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-046-146.100`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-046-146.100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area

Exterior

Year Built	Built 1991
Architectural Style	Split Foyer
Lot Area	4,356 sqft (0.1 acres)
Patio Area	24 sqft

Location & Zoning

Street Address	530 W 3RD ST
City	WASHINGTON
State	MO
Zip	63090-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 HARRISON
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NW
Legal Subdivision	HARRISON
Legal Block	46
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3031
Census Tract	800302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stafford-Olive Historic District listed 2000 · 140 contributing resources · NRIS 00001114

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

530 W 3rd St is owned and occupied by an individual who acquired it in June 2020.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	530 W 3RD ST, WASHINGTON, MO 63090-2204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Beneficiary Deed, Transfer
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON
Jun 1, 2020	Quit Claim Deed, Transfer FRANKLIN MTG
Jun 29, 2018	Warranty Deed, Subdivision Related Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2005
Deed Sale	Jun 21, 2005
Prior Sale	Jun 29, 2018
Deed Document Number	0000014654
Last Transfer Date	Jun 1, 2020
Transfer Doc	0000008071
Record Updated	Jun 8, 2026

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 20, 2026
Property Address	530 W 3RD ST, WASHINGTON, MO 63090-2204
Document Number	0002603503
Map Reference	DB O PG 6
Instrument Date	Mar 19, 2026
Instrument	2603503
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 W 3RD ST, WASHINGTON, MO 63090-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 W 3RD ST, WASHINGTON, MO 63090-2204

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	530 W 3RD ST, WASHINGTON, MO 63090-2204
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002218715
Date	Dec 16, 2022
Instrument	2218715

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 12, 2032

Interest

Rate Type	Fixed Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 1, 2020
Property Address	530 W 3RD ST, WASHINGTON, MO 63090-2204
Document Number	0000008071
Instrument Date	May 29, 2020
Instrument	8071
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 W 3RD ST WASHINGTON MO 630902204, WASHINGTON, MO 63090-2204

Mortgage

Document Number	8072
Date	Jun 1, 2020
Instrument	8072

Lender

Name	FRANKLIN MTG
Type	Mortgage Company
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 29, 2018
Property Address	530 W 3RD ST, WASHINGTON, MO 63090-2204
Document Number	0000009059
Instrument Date	Jun 29, 2018
Instrument	9059
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 E CENTER AVE LAKE BLUFF IL 600442508, LAKE BLUFF, IL 60044-2508

Tax Assessment & Valuation

The 2025 property tax bill for 530 W 3rd St was $1,560.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00	$27,974	$147,230 Land $19,990 Building $127,240
2023	$1,195.00 (+2.14%)	$21,061	$110,850 Land $19,990 Building $90,860
2022	$1,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 W 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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