530 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 530 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 1905
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2023)
Tax Bill	$1,595 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-005488`

Property Details

APN / Parcel Number

Primary APN	`03-005488`
Alternative APN	`005488`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,040 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Porch	Slab
Porch Area	72 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005488
Street Address	530 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LOT 21 40X160 530 SUMMIT AVE
Legal Subdivision	BRUGHS ADD HAGERSTOWN
Legal Lot Number	21
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2010
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

530 Summit Ave is owned and occupied by an individual who bought it in August 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	530 SUMMIT AVE, HAGERSTOWN, MD 21740-6232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2023	Deed, Transfer · Commercial Mortgage MONUMENT CITY CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Mar 21, 2023 · Amount on File
Deed Book / Page	7304 / 90
Prior Transfer Date	Feb 26, 2008
Prior Transfer Doc	0034670479
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 21, 2023
Property Address	530 SUMMIT AVE, HAGERSTOWN, MD 21740-6232
Document Number	0073040090
Book / Page	7304 / 90
Map Reference	MB 1 FO 29
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 SUMMIT AVE, HAGERSTOWN, MD 21740-6232

Mortgage

Document Number	0073040096
Date	Aug 21, 2023
Instrument	7304-0096

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 21, 2023
Property Address	530 SUMMIT AVE, HAGERSTOWN, MD 21740-6232
Document Number	0072140088
Book / Page	7214 / 88
Map Reference	MB 1 FO 29
Instrument Date	Mar 21, 2023
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 FIREFLY DR, SYKESVILLE, MD 21784-8724
Investor	Possibly a Property Investor

Mortgage

Document Number	0072140093
Date	Mar 21, 2023
Instrument	7214-0093

Lender

Name	MONUMENT CITY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 530 Summit Ave was $1,595, up 27.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,595.00 (+27.29%)	$175,100 (+27.35%)	$250,300 (+82.04%) Land $35,000 Building $215,300
2025	$1,253.00 (+9.05%)	$137,500 Land $35,000 Building $102,500	$137,500 Land $35,000 Building $102,500
2024	$1,149.00 (+9.32%)
2023	$1,051.00	$114,967	$137,500 Land $35,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 530 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 530 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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