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530 Ridge Top Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 530 Ridge Top Ct, Eureka, MO 63025 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,738 sqft · built 2022
Lot Size0.185 acres (8,080 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Jun 2024)
Tax Bill$6,902 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Apr 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN30W-6-4-047-4

Property Details

APN / Parcel Number

Primary APN30W-6-4-047-4

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,738 sqft Living Area
1st Floor Area2,066 sqft
Basement Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,080 sqft (0.185 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Patio Area144 sqft
BalconyBalcony
Balcony Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address530 RIDGE TOP CT
CityEUREKA
StateMO
Zip63025-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE POINTE AT THE LEGENDS
Legal SubdivisionRIDGE POINTE AT THE LEGENDS
Legal Lot Number14
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1066
Census Tract221503

Owner

Source: St. Louis County records · APN 30W-6-4-047-4

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address530 RIDGE TOP CT, EUREKA, MO 63025-2062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2022Deed of Trust, Mortgage · Line of Credit
FARMERS AND MERCHANTS BANK OF ST CLAIR
Apr 28, 2022Deed of Trust, Mortgage · Construction Mortgage
FARMERS AND MERCHANTS BANK OF ST CLAIR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2024 · Amount on Record
Deed SaleJun 24, 2024 · Amount on Record
Deed Document Number2024062400027
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address530 RIDGE TOP CT, EUREKA, MO 63025-2062
Transaction TypeMortgage
Record UpdatedFeb 14, 2024
Title CompanyINTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S ELAM AVE 300, 300, VALLEY PARK, MO 63088-2030
InvestorPossibly a Property Investor

Mortgage

Document Number0253604075
DateFeb 08, 2022
Book Page25360/4075
Instrument2022020800736
Lender
NameFARMERS AND MERCHANTS BANK OF ST CLAIR
TypeBank
AddressSAINT CLAIR, MO 63077
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 31, 2023

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address530 RIDGE TOP CT, EUREKA, MO 63025-2062
Transaction TypeMortgage
Record UpdatedFeb 14, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S ELAM AVE 300, 300, VALLEY PARK, MO 63088-2030

Mortgage

Document Number2022042800340
DateApr 28, 2022
Instrument2022042800340
Lender
NameFARMERS AND MERCHANTS BANK OF ST CLAIR
TypeBank
AddressSAINT CLAIR, MO 63077
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term10 Months
DueJan 31, 2023

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityEureka City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$94,700 (+1,239.46%) Land $16,130 Building $78,570$498,400 (+1,239.78%) Land $84,900 Building $413,500
2024$6,902.00 (+1,207.2%)
2023$528.00$7,070 Land $7,070$37,200 Land $37,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892215031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1983–2017)
Most Recent ClaimMay 2017, other causes, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims
  • Severe Storms And Flooding, Mar 2008 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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