Hamilton County property record for 530 Reading Rd, Cincinnati, OH 45202
| Property Type | Commercial Office |
|---|---|
| Details | 6,750 sqft · built 1911 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | Company Name on Record |
| Last Sale | $255,000 (Jan 2017) |
| Tax Bill | $8,434 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0160-00 |
| Primary APN | 075-0003-0160-00 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 3 Stories |
| Building Area | 6,750 sqft |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Lot Area | 2,396 sqft (0.055 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 530 READING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1407 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | CCP |
| Legal Description | 530 READING RD 25 X 90 READING RD 330.5 FT E OF PENDELTON |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 750035, DAYTON, OH 45475-0035 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Line of Credit FARMERS AND MERCHANTS BANK |
| Jan 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on Record |
| Deed Sale | Jan 25, 2017 · Amount on Record |
| Prior Sale | Jan 24, 2002 · Amount on Record |
| Deed Document Number | 2017633 |
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 0000034631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 6, 2026 |
| Property Address | 530 READING RD, CINCINNATI, OH 45202-1407 |
| Document Number | 0000034631 |
| Book / Page | 15660 / 1006 |
| Instrument Date | May 1, 2026 |
| Instrument | 202634631 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000034632, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202634632 |
| Name | FARMERS AND MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000034633, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 15660/1025 |
| Instrument | 202634633 |
| Name | FARMERS AND MERCHANTS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 530 READING RD, CINCINNATI, OH 45202-1407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007635 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 17-0007635 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,434.00 (+0.68%) | $101,619 (-) Land $33,796 Building $67,823 | $290,340 (-) Land $96,560 Building $193,780 |
| 2024 | $8,377.00 (+0.25%) | $101,619 (-) Land $33,796 Building $67,823 | |
| 2023 | $8,356.00 (-17.42%) | $101,619 (-8.91%) Land $33,796 Building $67,823 | $290,340 (-8.91%) Land $96,560 Building $193,780 |
| 2022 | $10,119.00 | $111,563 Land $56,119 Building $55,444 | |
| 2020 | $318,750 Land $160,340 Building $158,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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