530 Oakbluff Ct, Troy, MO 63379 Property Records

Lincoln County property record for 530 Oakbluff Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 2019
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on Record
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-60-24-000-000-016.069`

Property Details

APN / Parcel Number

Primary APN	`15-60-24-000-000-016.069`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,334 sqft Living Area
Basement Area	957 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.458 acres)
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	530 OAKBLUFF CT
City	TROY
State	MO
Zip	63379-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 BLUFFVIEW ESTATES PLAT 5 PHASE 2
Legal Range	01W
Legal Township	49
Legal Section	24
Legal Subdivision	BLUFFVIEW EST
Legal Phase	2
Legal Lot Number	69
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	810306

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 OAKBLUFF CT, TROY, MO 63379-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE CORP
Jun 8, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2018	Deed of Trust, Mortgage · Construction Mortgage 1ST ADVANTAGE BANK
Mar 11, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 31, 2018	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019
Deed Sale	Mar 11, 2019
Prior Sale	Jan 31, 2018
Deed Document Number	2019001737
Deed Book / Page	2431 / 0912
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	530 OAKBLUFF CT, TROY, MO 63379-2048
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002475/666
Date	Feb 9, 2022
Book Page	2475/666
Instrument	2022001386

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	530 OAKBLUFF CT, TROY, MO 63379-2048
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAKBLUFF CT, TROY, MO 63379-2048

Mortgage

Document Number	2465/279
Date	Jun 8, 2021
Book Page	2465/279
Instrument	2021007818

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	530 OAKBLUFF CT, TROY, MO 63379-2048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0718
Date	Mar 15, 2018
Book Page	2420/0718
Instrument	2018002076

Lender

Name	1ST ADVANTAGE BANK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 11, 2019
Property Address	530 OAKBLUFF CT, TROY, MO 63379-2048
Document Number	2431/0912
Book / Page	2431 / 0912
Map Reference	MB 13 PG 143
Instrument Date	Mar 8, 2019
Instrument	2019001737
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAKBLUFF CT, TROY, MO 63379-2048

Mortgage

Document Number	2019001738
Date	Mar 11, 2019
Instrument	2019001738

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 31, 2018
Property Address	530 OAKBLUFF CT, TROY, MO 63379-2048
Document Number	2419/0506
Book / Page	2419 / 0506
Map Reference	MB13 PG143
Instrument Date	Jan 30, 2018
Instrument	2018000850
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WOODLINE DR, WINFIELD, MO 63389-2222
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (+6.82%)	$61,037 (+8.14%) Land $7,125 Building $53,912	$321,250 (+8.15%) Land $37,500 Building $283,750
2023	$3,590.00 (+4.97%)	$56,440 Land $5,829 Building $50,610	$297,050 Land $30,680 Building $266,370
2022	$3,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications.

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