530 Main St, Covington, KY 41011 Property Records

Kenton County property record for 530 Main St, Covington, KY 41011

Property Summary

Property TypeRestaurant
Details9,762 sqft · built 1860
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on File
Last Sale$345,000 (Feb 2015)
Tax Bill$13,332 (2025)
Flood ZoneZone X (minimal risk)
APN054-21-02-012.01

Property Details

APN / Parcel Number

Primary APN054-21-02-012.01

Interior

Building Area9,762 sqft Finished Area

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide

Location & Zoning

Street Address530 MAIN ST
CityCOVINGTON
StateKY
Zip41011-1330
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionCHESTER & MANSFIELD BLK 23 PT LOTS 17-18 50'X 90' NEC 6TH & MAIN STS
Legal SubdivisionCHESTER & MANSFIELD
Legal Phase23
Legal Block23
Legal Lot Number17,18
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Side-Main Strasse Historic District
listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

530 Main St, a commercial property, is owned by a company that bought it in February 2015.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address7450 INDUSTRIAL RD, FLORENCE, KY 41042-2916
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2015 · Amount on File
Deed SaleFeb 26, 2015 · Amount on File
Prior SaleApr 29, 1996 · Amount on File
Deed Document Number201502 26 059 00253
Deed Book / Page5594 / 267
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 530 Main St was $13,332.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,050,000 (+4.35%) Land $90,000 Building $960,000$1,050,000 (+4.35%) Land $90,000 Building $960,000
2025$13,332.00$1,006,200 Land $90,000 Building $916,200$1,006,200 Land $90,000 Building $916,200
2023$13,402.00$1,006,200 Land $90,000 Building $916,200$1,006,200 Land $90,000 Building $916,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

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