530 Lk By Dr, Kemp, TX 75143 Property Records

Henderson County property record for 530 Lk By Dr, Kemp, TX 75143

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1993
Lot Size	3.02 acres (131,595 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Oct 2019)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3275-0000-0320-50`

Property Details

APN / Parcel Number

Primary APN	`3275-0000-0320-50`
Alternative APNs	`R000053377` `260826`

Interior

Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	131,595 sqft (3.02 acres)
Lot Width	1 ft Width
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	612 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	260826
Street Address	530 LAKE BY DR
City	KEMP
State	TX
Zip	75143-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 AB 470 J LOVE SUR, LAKE BY ACRES LT 32, D/3
Legal Subdivision	LAKE BY ACRES
Legal Lot Number	32
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2002
Census Tract	950700

Owner

Source: Henderson County assessment roll, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	530 LAKE BY DR, KEMP, TX 75143-8692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 29, 2019	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	201915193
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	0000015193
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Recording Date	Jul 29, 2026
Property Address	530 LAKE BY DR, KEMP, TX 75143-8692
Document Number	0000010991
Instrument Date	Jul 24, 2026
Instrument	202610991
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 LAKE BY DR, KEMP, TX 75143-8692

Mortgage

Document Number	0000010991,
Date	Jul 29, 2026
Instrument	202610991

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.84%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	530 LAKE BY DR, KEMP, TX 75143-8692
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007893
Date	Jun 15, 2020
Instrument	2020-00007893

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Oct 29, 2019
Property Address	530 LAKE BY DR, KEMP, TX 75143-8692
Document Number	201900015193
Map Reference	CAB D SL 3
Instrument Date	Oct 28, 2019
Instrument	2019-00015193
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 PR 8873, 150, WINNSBORO, TX 75494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 LAKE BY DR, KEMP, TX 75143-8692

Mortgage

Document Number	201900015194
Date	Oct 29, 2019
Instrument	2019-00015194

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,275.00 (+1.93%) Homeowner's exemption	$330,624 (+21%)	$406,498 (+8.79%) Land $15,000 Building $391,498
2024	$3,213.00 (+12.7%)
2023	$2,851.00 (-16%) Homeowner's exemption	$273,243 Land $9,010 Building $364,658	$373,668 Land $9,010 Building $364,658
2022	$3,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMG Technology Investment Group Fixed Wireless	200 / 50

May also be available: AT&T, Brightspeed.

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