530 Hidden Ridge Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 530 Hidden Ridge Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,452 sqft · built 2000
Lot Size	0.302 acres (13,166 sqft)
Owner	Company Name on Record
Last Sale	$1,139,000 (Apr 2003)
Tax Bill	$19,451 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`257-520-31-00`

Property Details

APN / Parcel Number

Primary APN	`257-520-31-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,452 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	13,166 sqft (0.302 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	530 HIDDEN RIDGE CT
City	ENCINITAS
State	CA
Zip	92024-5838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 31 TR 013499
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013499
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 26, 2019	Quit Claim Deed, Transfer BANK OF AMERICA
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2003 · Amount on Record
Deed Sale	Apr 18, 2003 · Amount on Record
Prior Sale	Dec 20, 1999 · Amount on Record
Deed Document Number	2003449510
Prior Transfer Date	Dec 6, 1999
Prior Transfer Doc	0000822782
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838

Mortgage

Document Number	0000479723
Date	Jul 2, 2021
Instrument	2021-0479723

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Document Number	0000206304
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	530 HIDDEN RIDGE CT ENCINITAS CA 920245838, ENCINITAS, CA 92024-5838

Mortgage

Document Number	0000206304
Date	Apr 23, 2020
Instrument	206304

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2019
Property Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Document Number	0000550553
Instrument Date	Nov 18, 2019
Instrument	550553
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	530 HIDDEN RIDGE CT ENCINITAS CA 920245838, ENCINITAS, CA 92024-5838

Mortgage

Document Number	550554
Date	Nov 26, 2019
Instrument	550554

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Document Number	0000083677
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 HIDDEN RIDGE CT ENCINITAS CA 920245838, ENCINITAS, CA 92024-5838

Mortgage

Document Number	0000083677
Date	Mar 8, 2019
Instrument	83677

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	530 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5838
Document Number	0000016782
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	530 HIDDEN RIDGE CT ENCINITAS CA 920245838, ENCINITAS, CA 92024-5838

Mortgage

Document Number	0000016782
Date	Jan 16, 2019
Instrument	16782

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,682,607 (+2%) Land $886,361 Building $796,246
2025	$19,451.00 (+5.91%) Homeowner's exemption	$1,649,616 (+4.04%) Land $868,982 Building $780,634
2023	$18,366.00 (+1.22%) Homeowner's exemption	$1,585,562 Land $835,240 Building $750,322
2022	$18,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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