Lake County property record for 530 E Center Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,253 sqft · built 1992 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Aug 2024) |
| Tax Bill | $20,309 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-214-021 |
| Primary APN | 12-21-214-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,253 sqft Living Area |
| Gross Area | 4,584 sqft |
| 1st Floor Area | 1,584 sqft |
| Upper Floors Area | 1,269 sqft |
| Basement Area | 1,269 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 869 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 69 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 189 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 530 E CENTER AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF NORTH ADD; W8 LOT 9 & ALL LOT 8 & PT LOT 7 DAFS,BEG SE COR LOT 7,W ALG SLN 11.5,N125MOL TO PNT ON NLN SD LT 11W OF SW COR LOT 17,E TO NE COR,S TO POB ALL |
| Legal Subdivision | VILLAGE OF LAKE BLUFF NORTH ADD |
| Legal Block | 32 |
| Legal Lot Number | 9,8,7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 863300 |
Source: Lake County records · APN 12-21-214-021
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 530 E CENTER AVE, LAKE BLUFF, IL 60044-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Apr 20, 2018 | Deed of Trust, Mortgage · Line of Credit NORTHBROOK BK&TR |
| Jun 14, 2017 | Trustee's Deed, Foreclosure · Construction Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2024 · Amount on Record |
| Deed Sale | Aug 06, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2017 · Amount on Record |
| Deed Document Number | 20248048913 |
| Prior Transfer Date | Nov 02, 2004 |
| Prior Transfer Doc | 0005675712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 530 E CENTER AVE, LAKE BLUFF, IL 60044-2604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0007776565 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 7776565 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Dec 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 530 E CENTER AVE, LAKE BLUFF, IL 60044-2604 |
| Document Number | 0007482373 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 530 E CENTER AVE LAKE BLUFF IL 600442604, LAKE BLUFF, IL 60044-2604 |
| Document Number | 0007482373 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 7482373 |
| Name | NORTHBROOK BK&TR |
|---|---|
| Type | Bank |
| Address | NORTHBROOK, IL 60062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 14, 2017 |
| Property Address | 530 E CENTER AVE, LAKE BLUFF, IL 60044-2604 |
| Document Number | 0007402633 |
| Map Reference | MB A PG 57 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 7402633 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1408 OVERLOOK DR, GLENVIEW, IL 60025-5153 |
| Document Number | 0007402634 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 7402634 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2032 |
| Document Number | 0007402635 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 7402635 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330,318 (+20.59%) Land $141,335 Building $188,983 | $991,053 (+20.59%) Land $424,047 Building $567,006 | |
| 2024 | $20,309.00 (+13.7%) | ||
| 2023 | $17,862.00 (-1.75%) | $273,929 (+5.97%) Land $117,208 Building $156,721 | $821,869 (+5.97%) Land $351,659 Building $470,210 |
| 2022 | $18,181.00 | $258,507 Land $110,610 Building $147,897 | $775,598 Land $331,863 Building $443,735 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 303 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LAKE BLUFF serves 5,600 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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