530 E 40th St, Savannah, GA 31401 Property Records

Chatham County property record for 530 E 40th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,968 sqft · built 1920
Lot Size	0.085 acres (3,681 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,253 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-0075-05-014`

Property Details

APN / Parcel Number

Primary APN	`2-0075-05-014`
Alternative APN	`B229U142`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	984 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,681 sqft (0.085 acres)
Lot Dimensions	92 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	530 E 40TH ST
City	SAVANNAH
State	GA
Zip	31401-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BN
Legal Description	LOT 124 AND EAST 10 FEET OF LOT 123 BLOCK 22 TEYNAC WARD
Legal Subdivision	TEYNAC WARD
Legal Block	22
Legal Lot Number	124,123
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2005
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	530 E 40TH ST, SAVANNAH, GA 31401-9159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	May 8, 2026
Property Address	530 E 40TH ST, SAVANNAH, GA 31401-9159
Document Number	0039760408
Book / Page	3976 / 408
Instrument Date	Apr 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 E 40TH ST, SAVANNAH, GA 31401-9159

Mortgage

Document Number	3976000408,
Date	May 8, 2026
Book Page	3976/408

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,200 (+1.45%) Land $41,600 Building $120,600	$405,500 (+1.45%) Land $104,000 Building $301,500
2025	$1,253.00 (+0.89%) Homeowner's exemption	$159,880 (+10.81%) Land $41,600 Building $118,280	$399,700 (+10.81%) Land $104,000 Building $295,700
2024	$1,242.00 (-29.95%)
2023		$144,280 (+21.28%) Land $41,600 Building $102,680	$360,700 (+21.28%) Land $104,000 Building $256,700
2022	$1,773.00	$118,960 Land $28,000 Building $90,960	$297,400 Land $70,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Hotwire Communications, Verizon.

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