530 Deer Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 530 Deer Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,349 sqft · built 2016
Lot Size	0.235 acres (10,280 sqft)
Owner	Individual Name on File
Last Sale	$474,974 (Oct 2016)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T160300045`

Property Details

APN / Parcel Number

Primary APN	`T160300045`
Alternative APN	`2-0049-C290-00-0464.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,349 sqft Living Area
Basement Area	1,590 sqft
Finished Basement	795 sqft

Exterior

Year Built	Built 2016
Exterior Material	Brick/Stone
Lot Area	10,280 sqft (0.235 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160300045
Street Address	530 DEER BROOK DR
City	O FALLON
State	MO
Zip	63366-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-B LOT 464
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG B #2-B
Legal Lot Number	464
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

530 Deer Brook Dr is owned and occupied by an individual who bought it in October 2016.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	530 DEER BROOK DR, O FALLON, MO 63366-5048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 21, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2016 · Amount on File
Deed Sale	Oct 6, 2016 · Amount on File
Deed Document Number	0006627455
Deed Book / Page	6627 / 455
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	530 DEER BROOK DR, O FALLON, MO 63366-5048
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 DEER BROOK DR, O FALLON, MO 63366-5048

Mortgage

Document Number	0000009323
Date	Mar 13, 2024
Instrument	2024R-009323

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	530 DEER BROOK DR, O FALLON, MO 63366-5048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069052339
Date	Apr 17, 2018
Book Page	6905/2339
Instrument	20180417000206070

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	530 DEER BROOK DR, O FALLON, MO 63366-5048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070551762
Date	Apr 5, 2019
Book Page	7055/1762
Instrument	20190405000152920

Lender

Name	PNC BANK NA
Type	Bank
Address	O FALLON, MO 63366

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 21, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	530 DEER BROOK DR, O FALLON, MO 63366-5048
Document Number	0000003249
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	ORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	530 DEER BROOK DR O FALLON MO 633665048, O FALLON, MO 63366-5048

Mortgage

Document Number	0000003249
Date	Jan 12, 2021
Instrument	3249

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 530 Deer Brook Dr was $6,712.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,712.00	$107,982	$568,324 Land $70,000 Building $498,324
2023		$95,114
2022			$500,601 Land $50,000 Building $450,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 530 Deer Brook Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 Deer Brook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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