530 Ave D, Key West, FL 33040 Property Records

Monroe County property record for 530 Ave D, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2014
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (May 2026)
Tax Bill	$5,663 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00152700-000100`

Property Details

APN / Parcel Number

Primary APN	`00152700-000100`
Alternative APN	`9102508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	540 sqft
Porch	Unfinished Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9102508
Street Address	530 AVENUE D
City	KEY WEST
State	FL
Zip	33040-5572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 13 LT 11 JOHNSONVILLE PB-1-53 BIG COPPITT Z-342 OR588-5 OR786-904 OR841-34 OR919-2233/34 OR2686-475/76 OR2713-307/08 OR2885-1999/2000 OR3127-0726
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	13
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2006
Census Tract	971700

Owner

530 Ave D is owned and occupied by an individual who bought it in May 2026.

Source: Monroe County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	530 AVENUE D, KEY WEST, FL 33040-5572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · VA Mortgage COAST TO COAST MORTGAGE
May 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Sep 23, 2021	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Jan 3, 2018	Warranty Deed, Transfer IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Sep 23, 2021 · Amount on File
Deed Document Number	20262542137
Deed Book / Page	3379 / 762
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 4, 2026
Property Address	530 AVENUE D, KEY WEST, FL 33040-5572
Document Number	0002542137
Book / Page	3379 / 762
Instrument Date	Apr 24, 2026
Instrument	2026.2542137
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 AVENUE D, KEY WEST, FL 33040-5572

Mortgage

Document Number	0002542139,
Date	May 4, 2026
Instrument	2026..2542139

Lender

Name	COAST TO COAST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 4, 2026
Property Address	530 AVENUE D, KEY WEST, FL 33040-5572
Document Number	0033790762
Book / Page	3379 / 762
Instrument Date	Apr 24, 2026
Instrument	20262542137
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 AVENUE D, KEY WEST, FL 33040-5572

Mortgage

Document Number	0002542139,
Date	May 4, 2026
Instrument	20262542139

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 23, 2021
Property Address	530 AVENUE D, KEY WEST, FL 33040-5572
Document Number	0031270726
Book / Page	3127 / 726
Map Reference	MB 1 PG 53
Instrument Date	Sep 21, 2021
Instrument	2340933
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	NOT AVAILABLE, ELITE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 AVENUE D, 530, KEY WEST, FL 33040-5572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ARBUTUS DR, KEY WEST, FL 33040-6238

Mortgage

Document Number	3127731
Date	Sep 23, 2021
Instrument	3127/731

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 3, 2018
Property Address	530 AVENUE D, KEY WEST, FL 33040-5572
Document Number	0028851999
Book / Page	002885 / 001999
Instrument Date	Dec 29, 2017
Instrument	2149711
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 AVENUE D KEY WEST FL 330405572, KEY WEST, FL 33040-5572

Mortgage

Document Number	28852001
Date	Jan 3, 2018
Book Page	002885/002001
Instrument	2149712

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$657,244 Land $325,000 Building $332,244	$657,244 Land $325,000 Building $332,244
2024	$5,663.00 (+1.34%)
2023	$5,588.00 (+2.93%)	$606,406 (+3.26%) Land $297,500 Building $308,906	$606,406 (+3.26%) Land $297,500 Building $308,906
2022	$5,429.00	$587,269 Land $275,000 Building $312,269	$587,269 Land $275,000 Building $312,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 Ave D in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 530 Ave D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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