530 4th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 530 4th Ave E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1887
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Dec 2025)
Tax Bill	$1,266 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320060916020000`

Property Details

APN / Parcel Number

Primary APN	`320060916020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Basement Area	782 sqft
Unfinished Basement	782 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	530 4TH AVE E
City	CRESCO
State	IA
Zip	52136-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 EX N 75' & E 1/2 LOT 15 EX N75'BLK 9 BERGS ADDN
Legal Subdivision	BERGS ADDN
Legal Block	9
Legal Lot Number	15 & 16
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1019
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 4TH AVE E, CRESCO, IA 52136-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	20251818
Deed Book / Page	2025 / 1818
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	530 4TH AVE E, CRESCO, IA 52136-1428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 4TH AVE E, CRESCO, IA 52136-1428

Mortgage

Document Number	02025/1819
Date	Dec 12, 2025
Book Page	2025/1819
Instrument	2025 1819

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Apr 9, 2021
Property Address	530 4TH AVE E, CRESCO, IA 52136-1428
Document Number	002021/695
Book / Page	2021 / 695
Instrument Date	Apr 7, 2021
Instrument	2021 0695
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	917 3RD ST W, CRESCO, IA 52136-1054

Mortgage

Document Number	0020210696
Date	Apr 9, 2021
Instrument	2021 0696

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,266.00	$74,660 (-) Land $8,210 Building $66,450	$74,660 (-) Land $8,210 Building $66,450
2025	$1,266.00 (+4.11%)	$74,660 (+13.02%) Land $8,210 Building $66,450	$74,660 (+13.02%) Land $8,210 Building $66,450
2024	$1,216.00 (+3.23%)
2023		$66,060 (+20.28%) Land $8,210 Building $57,850	$66,060 (+20.28%) Land $8,210 Building $57,850
2022	$1,178.00	$54,920 Land $8,210 Building $46,710
2021			$54,920 Land $8,210 Building $46,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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