530 46th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 530 46th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,347 sqft · built 1927
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$389,000 (Mar 2012)
Tax Bill	$5,753 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0252-012-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0252-012-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	530 46TH ST
City	SACRAMENTO
State	CA
Zip	95819-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W & K TRACT 33, LOT 79
Legal Subdivision	W & K TRACT 33
Legal Tract	33
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	530 46TH ST, SACRAMENTO, CA 95819-2827
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSET FIN'L CTR INC
Mar 6, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2012 · Amount on Record
Deed Sale	Mar 27, 2012 · Amount on Record
Deed Book / Page	20120327 / 1521
Last Transfer Date	Mar 1, 2018
Transfer Doc	3060000001038
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	530 46TH ST, SACRAMENTO, CA 95819-2827
Document Number	2009240658
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 46TH ST SACRAMENTO CA 958192827, SACRAMENTO, CA 95819-2827

Mortgage

Document Number	2009240658
Date	Sep 24, 2020
Instrument	2009240658

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	530 46TH ST, SACRAMENTO, CA 95819-2827
Document Number	2006091195
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	530 46TH ST SACRAMENTO CA 958192827, SACRAMENTO, CA 95819-2827

Mortgage

Document Number	2006091195
Date	Jun 9, 2020
Instrument	2006091195

Lender

Name	ASSET FIN'L CTR INC
Address	SACRAMENTO, CA 95811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2018
Property Address	530 46TH ST, SACRAMENTO, CA 95819-2827
Document Number	1803061038
Instrument Date	Mar 1, 2018
Instrument	1803061038
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	530 46TH ST SACRAMENTO CA 958192827, SACRAMENTO, CA 95819-2827

Mortgage

Document Number	1803061039
Date	Mar 6, 2018
Instrument	1803061039

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Mortgage

Document Number	1808230781,
Date	Mar 6, 2018
Instrument	1808230781

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$498,365 (+2%) Land $298,891 Building $199,474
2025	$5,753.00 (+1.46%) Homeowner's exemption	$488,594 (+4.04%) Land $293,031 Building $195,563
2024	$5,670.00 (+2.44%)
2023	$5,535.00 (+1.73%) Homeowner's exemption	$469,623 Land $281,653 Building $187,970
2022	$5,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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