Stearns County property record for 530 1st St S, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1928 |
| Lot Size | 0.288 acres (12,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,978 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29511-0000 |
| Primary APN | 48-29511-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,436 sqft |
| 1st Floor Area | 728 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,560 sqft (0.288 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 530 1ST ST S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 15 & 16 BLK 27 MAURIN'S 2ND SUBD SECTION 22 TOWNSHIP 123 RANGE 030 MAURIN'S 2ND SUBD SECTION 22 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | MAURINS 2ND SUBD |
| Legal Block | 27 |
| Legal Lot Number | 15-16 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11302 |
530 1st St S is owned and occupied by an individual.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 530 1ST ST S, COLD SPRING, MN 56320-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 530 1st St S was $2,978.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,978.00 | $197,700 (+5.55%) Land $45,300 Building $152,400 | $197,700 (+5.55%) Land $45,300 Building $152,400 |
| 2025 | $187,300 Land $42,400 Building $144,900 | $187,300 Land $42,400 Building $144,900 | |
| 2023 | $2,632.00 | $175,100 Land $42,400 Building $132,700 | $175,100 Land $42,400 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 530 1st St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 530 1st St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Intrepid Fiber Networks, Verizon.
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