530 1st Ave SE, Carmel, IN 46032 Property Records

Hamilton County property record for 530 1st Ave SE, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,238 sqft · built 1925
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2022)
Tax Bill	$7,128 (2024)
Deeds & Mortgages	Apr 2022 Sale May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-316-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-316-015.000-018`
Alternative APN	`1610300316015000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	2,238 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	161 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	530 1ST AVE SE
City	CARMEL
State	IN
Zip	46032-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .33, SECTION 30, TOWNSHIP 18, RANGE 4, SMITHS, REPLAT INFORMATION: REPLAT OF REPLAT LOT 7 GIDEON NEWBYS & LOT 11 DW KINZERS, LOT 11B
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	SMITHS
Legal Lot Number	7,11
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1026
Census Tract	111007

Owner

530 1st Ave SE is owned and occupied by an individual who bought it in April 2022.

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	530 1ST AVE SE, CARMEL, IN 46032-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Quit Claim Deed, Transfer Quitclaim
May 8, 2019	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	202220602
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	0000020602
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 25, 2022
Property Address	530 1ST AVE SE, CARMEL, IN 46032-2114
Document Number	0000020602
Instrument Date	Apr 5, 2022
Instrument	2022020602
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 LST AVENUE SOUTHEAST, CARMEL, IN 46032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	530 1ST AVE SE, CARMEL, IN 46032-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018442
Date	May 8, 2019
Instrument	2019018442

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 7, 2020
Property Address	530 1ST AVE SE, CARMEL, IN 46032-2114
Document Number	2020089228
Instrument Date	Nov 30, 2020
Instrument	2020089228
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 1ST AVE SE, CARMEL, IN 46032-2114

Mortgage

Document Number	2020089229
Date	Dec 7, 2020
Instrument	2020089229

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	530 1ST AVE SE, CARMEL, IN 46032-2114
Document Number	0000035209
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	530 1ST AVE SE CARMEL IN 460322114, CARMEL, IN 46032-2114

Mortgage

Document Number	0000035209
Date	Aug 5, 2019
Instrument	35209

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$742,700 (+18.62%) Land $212,900 Building $529,800	$742,700 (+18.62%) Land $212,900 Building $529,800
2024	$7,128.00 (+10.56%)	$626,100 (+9.8%) Land $212,900 Building $413,200	$626,100 (+9.8%) Land $212,900 Building $413,200
2023	$6,447.00 (+28.94%) Homeowner's exemption	$570,200 (+32.24%) Land $156,600 Building $413,600	$570,200 (+32.24%) Land $156,600 Building $413,600
2022	$5,000.00	$431,200 Land $156,600 Building $274,600	$431,200 Land $156,600 Building $274,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 1st Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 530 1st Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

Nearby Properties on 1st Ave SE

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