530 14th St, Ramona, CA 92065 Property Records

San Diego County property record for 530 14th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,206 sqft · built 1986
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,098 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`281-210-56-00`

Property Details

APN / Parcel Number

Primary APN	`281-210-56-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,206 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	530 14TH ST
City	RAMONA
State	CA
Zip	92065-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 19 TR 009917
Legal Subdivision	RAMONA 3571
Legal Tract	009917
Legal Block	4
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

530 14th St is owned and occupied by two individuals who acquired it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	530 14TH ST, RAMONA, CA 92065-2740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2026	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2023	Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Aug 21, 2023	Grant Deed, Transfer · VA Mortgage AXIA FINANCIAL LLC
May 21, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026
Deed Sale	Mar 17, 2026
Prior Sale	Aug 21, 2023 · Amount on File
Deed Document Number	202672753
Prior Transfer Date	Mar 11, 2026
Prior Transfer Doc	0000072753
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	530 14TH ST, RAMONA, CA 92065-2740
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 14TH ST, RAMONA, CA 92065-2740

Mortgage

Document Number	0000047461
Date	Feb 1, 2022
Instrument	2022-0047461

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	530 14TH ST, RAMONA, CA 92065-2740
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 14TH ST, RAMONA, CA 92065-2740

Mortgage

Document Number	0000199958
Date	Jul 30, 2024
Instrument	2024-0199958

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2026
Property Address	530 14TH ST, RAMONA, CA 92065-2740
Document Number	0000072753
Map Reference	MAP 9917
Instrument Date	Mar 11, 2026
Instrument	2026-0072753
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 14TH ST, RAMONA, CA 92065-2740

Mortgage

Document Number	0000072754
Date	Mar 17, 2026
Instrument	2026-0072754

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2023
Property Address	530 14TH ST, RAMONA, CA 92065-2740
Document Number	0000227098
Map Reference	MAP 9917
Instrument Date	Aug 3, 2023
Instrument	2023-0227098
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6736 BELLE GLADE AVE, SAN DIEGO, CA 92119-2944

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2023
Property Address	530 14TH ST, RAMONA, CA 92065-2740
Document Number	0000227099
Map Reference	MAP 9917
Instrument Date	Jul 26, 2023
Instrument	2023-0227099
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 14TH ST, RAMONA, CA 92065-2740

Mortgage

Document Number	0000227100
Date	Aug 21, 2023
Instrument	2023-0227100

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2021
Property Address	530 14TH ST, RAMONA, CA 92065-2740
Document Number	0000388946
Map Reference	MAP 9917
Instrument Date	Apr 28, 2021
Instrument	2021-0388946
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 14TH ST, RAMONA, CA 92065-2740

Mortgage

Document Number	0000388947
Date	May 21, 2021
Instrument	2021-0388947

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 530 14th St was $7,098, down 20.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,612 (+2%) Land $449,310 Building $313,302
2025	$7,098.00 (-20.94%) Veteran's exemption	$747,659 Land $440,500 Building $307,159
2024	$8,978.00 (+48.47%)
2023	$6,047.00 (-3.12%)	$653,371 Land $384,948 Building $268,423
2022	$6,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 530 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 14th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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