53 Windy Rdg, Milton, WV 25541 Property Records

Cabell County property record for 53 Windy Rdg, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,658 sqft · built 1994
Lot Size	8.47 acres (368,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Nov 2020)
Tax Bill	$6,665 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-20-0016.0003`

Property Details

APN / Parcel Number

Primary APN	`10-20-0016.0003`
Alternative APN	`06-10-20-0016.0003`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,658 sqft Living Area
1st Floor Area	3,274 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	368,953 sqft (8.47 acres)
Terrain	Rolling
Garage Type	Basement
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	53 WINDY RDG
City	MILTON
State	WV
Zip	25541-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.47 AC LIT GUY/TRACE CRK 53 WINDY RDG MILTON
Legal Subdivision	TRACE CREEK
Jurisdiction	CABELL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10701

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 WINDY RDG, MILTON, WV 25541-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit PUTNAM COUNTY BANK
Nov 25, 2020	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	20206078195
Deed Book / Page	1435 / 649
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	53 WINDY RDG, MILTON, WV 25541-9303
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10469 DRY RIDGE RD, MILTON, WV 25541-8323

Mortgage

Document Number	002944/573
Date	Dec 5, 2023
Book Page	2944/573
Instrument	6187026

Lender

Name	PUTNAM COUNTY BANK
Type	Bank
Address	MILTON, WV 25541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Nov 25, 2020
Property Address	53 WINDY RDG, MILTON, WV 25541-9303
Document Number	001435/649
Book / Page	1435 / 649
Map Reference	DB 1199 PG 495
Instrument Date	Nov 17, 2020
Instrument	6078195
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 WINDY RDG, MILTON, WV 25541-9303

Mortgage

Document Number	0002809/31
Date	Nov 25, 2020
Book Page	2809/31
Instrument	6078196

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Nov 26, 2018
Property Address	53 WINDY RDG, MILTON, WV 25541-9303
Document Number	1395/492
Book / Page	1395 / 492
Map Reference	DB 713 PG 506
Instrument Date	Nov 10, 2018
Instrument	5996233
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$596.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10467 DRY RIDGE RD, 10467, MILTON, WV 25541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10469 DRY RIDGE RD, MILTON, WV 25541-8323

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,665.00 (+12.81%)	$491,820 (+13.88%) Land $70,860 Building $420,960	$819,700 (+13.88%) Land $118,100 Building $701,600
2025	$5,908.00 (+7.75%)	$431,880 (+8.19%) Land $64,740 Building $367,140	$719,800 (+8.19%) Land $107,900 Building $611,900
2023	$5,483.00 (-1.65%)	$399,180 (-1%) Land $53,460 Building $345,720	$665,300 (-1%) Land $89,100 Building $576,200
2022	$5,575.00	$403,200 Land $53,460 Building $349,740	$672,000 Land $89,100 Building $582,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum, Verizon, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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