53 Winding Ct, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 53 Winding Ct, Watsonville, CA 95076

Property Summary

Property TypeTownhouse
Details4 bd · 2.5 ba · 1,588 sqft · built 1990
Lot Size0.028 acres (1,220 sqft)
OwnerIndividual Name on Record
Last Sale$205,500 (Dec 1998)
Tax Bill$4,145 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN016-241-78

Property Details

APN / Parcel Number

Primary APN016-241-78
Alternative APN
  • 016-241-78-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,588 sqft Living Area
Gross Area2,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,220 sqft (0.028 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address53 WINDING CT
CityWATSONVILLE
StateCA
Zip95076-6203
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTRACT 1238 LOT 78
Legal SubdivisionGREEN VLY HOMES TR 1238
Legal Tract1238
Legal Lot Number78
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract110506

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address53 WINDING CT, WATSONVILLE, CA 95076-6203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 8, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 1998 · Amount on Record
Deed SaleDec 9, 1998 · Amount on Record
Prior SaleSep 20, 1996 · Amount on Record
Deed Document Number199875603
Prior Transfer DateJun 14, 1996
Prior Transfer Doc0000035790
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address53 WINDING CT, WATSONVILLE, CA 95076-6203
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 WINDING CT, WATSONVILLE, CA 95076-6203

Mortgage

Document Number0000023390
DateApr 23, 2021
Instrument2021-0023390
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address53 WINDING CT, WATSONVILLE, CA 95076-6203
Document Number0000023015
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address53 WINDING CT WATSONVILLE CA 950766203, WATSONVILLE, CA 95076-6203

Mortgage

Document Number0000023015
DateJun 29, 2020
Instrument23015
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,811 (+2%) Land $196,689 Building $131,122
2025$4,145.00 (+14.19%) Homeowner's exemption$321,383 (+4.04%) Land $192,832 Building $128,551
2023$3,630.00 (+1.85%) Homeowner's exemption$308,904 Land $185,345 Building $123,559$558,900
2022$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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