53 Winchester St, Frederick, MD 21701 Property Records

Frederick County property record for 53 Winchester St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 624 sqft · built 1940
Lot Size	0.135 acres (5,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Jul 2023)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-116324`

Property Details

APN / Parcel Number

Primary APN	`02-116324`
Alternative APNs	`2116324` `116324`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	768 sqft
1st Floor Area	624 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	5,872 sqft (0.135 acres)
Lot Dimensions	126 ft deep x 46.6 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	116324
Street Address	53 WINCHESTER ST
City	FREDERICK
State	MD
Zip	21701-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT #15, 46.6 X 126 53 WINCHESTER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 WINCHESTER ST, FREDERICK, MD 21701-6524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Book / Page	16532 / 353
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 26, 2023
Property Address	53 WINCHESTER ST, FREDERICK, MD 21701-6524
Document Number	0165320353
Book / Page	16532 / 353
Map Reference	MB STH 1 FO 155
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	NOT AVAILABLE, EXPRESS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 S JEFFERSON ST, MIDDLETOWN, MD 21769-8025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 WINCHESTER ST, FREDERICK, MD 21701-6524

Mortgage

Document Number	0016532358
Date	Jul 26, 2023
Instrument	16532/358

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,833 (+6.37%)	$339,100 (+19.11%) Land $199,300 Building $139,800
2025	$5,048.00 (+4.8%) Homeowner's exemption	$284,700 (+23.02%) Land $139,300 Building $145,400	$284,700 (-) Land $139,300 Building $145,400
2024	$4,817.00 (+13.39%)
2023	$4,248.00 (+13.1%)	$231,433 (+13%)	$284,700 (+39.01%) Land $139,300 Building $145,400
2022	$3,756.00	$204,800 Land $99,300 Building $105,500	$204,800 Land $99,300 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20