53 William St, Bedford, OH 44146 Property Records

Cuyahoga County property record for 53 William St, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1966
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Apr 2017)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`814-14-121`

Property Details

APN / Parcel Number

Primary APN	`814-14-121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	53 WILLIAM ST
City	BEDFORD
State	OH
Zip	44146-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	67 OLD COR S/L 537 ALL & PT VAC PL
Legal Subdivision	ALL & PT
Legal Lot Number	67
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1004
Census Tract	132302

Owner

Source: Cuyahoga County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 WILLIAM ST, BEDFORD, OH 44146-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Apr 18, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MIDWEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Aug 29, 2016
Deed Document Number	2017466
Prior Transfer Date	Oct 18, 2016
Prior Transfer Doc	0000000386
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	May 13, 2026
Property Address	53 WILLIAM ST, BEDFORD, OH 44146-4631
Document Number	0000000201
Instrument Date	May 5, 2026
Instrument	2026201
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WILLIAM ST, BEDFORD, OH 44146-4631

Mortgage

Document Number	0000000201,
Date	May 13, 2026
Instrument	2026201

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	53 WILLIAM ST, BEDFORD, OH 44146-4631
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000149
Date	Apr 20, 2022
Instrument	202204200149

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	53 WILLIAM ST, BEDFORD, OH 44146-4631
Document Number	0007130296
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WILLIAM ST BEDFORD OH 441464631, BEDFORD, OH 44146-4631

Mortgage

Document Number	0007130296
Date	Jul 13, 2017
Instrument	7130296

Lender

Name	HOUSING FIN AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 18, 2017
Property Address	53 WILLIAM ST, BEDFORD, OH 44146-4631
Document Number	0004180466
Instrument Date	Mar 23, 2017
Instrument	4180466
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2017
Title Company	ERIE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WILLIAM ST BEDFORD OH 441464631, BEDFORD, OH 44146-4631

Mortgage

Document Number	4180467
Date	Apr 18, 2017
Instrument	4180467

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+1%) Homeowner's exemption	$44,030 (-) Land $9,660 Building $34,370	$125,800 (-) Land $27,600 Building $98,200
2024	$3,130.00 (+2.52%) Homeowner's exemption	$44,030 (+29.81%) Land $9,660 Building $34,370	$125,800 (+29.82%) Land $27,600 Building $98,200
2023	$3,053.00 (+12.99%) Homeowner's exemption	$33,920 (-) Land $8,260 Building $25,660
2022	$2,702.00 Homeowner's exemption	$33,920 Land $8,260 Building $25,660
2021			$96,900 Land $23,600 Building $73,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, DSI Stream, Verizon.

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