53 Will Scott Church Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 53 Will Scott Church Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,200 sqft · built 2004
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Jul 2020)
Tax Bill	$876 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550200341035000`

Property Details

APN / Parcel Number

Primary APN	`550200341035000`
Alternative APN	`52247`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Heated Area
Gross Area	1,638 sqft
1st Floor Area	600 sqft
Upper Floors Area	600 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	64 ft deep x 389 ft wide
Porch	Slab
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52247
Street Address	53 WILL SCOTT CHURCH RD
City	MURPHY
State	NC
Zip	28906-8849
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR CALASCIONE 1120/452
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3053
Census Tract	930401

Owner

Source: Cherokee County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14530 APACHE AVE, LARGO, FL 33774-4414
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORPORATION
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Oct 1, 2004
Deed Document Number	20203453
Deed Book / Page	1648 / 1045
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 24, 2026
Property Address	53 WILL SCOTT CHURCH RD, MURPHY, NC 28906-8849
Document Number	0000003756
Book / Page	1806 / 434
Instrument Date	Jul 24, 2026
Instrument	20263756
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WILL SCOTT CHURCH RD, MURPHY, NC 28906-8849

Mortgage

Document Number	0000003757,
Date	Jul 24, 2026
Instrument	20263757

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 9, 2020
Property Address	53 WILL SCOTT CHURCH RD, MURPHY, NC 28906-8849
Document Number	1648/1045
Book / Page	1648 / 1045
Instrument Date	Jul 9, 2020
Instrument	3453
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 DOMENICO DR, 60, MURPHY, NC 28906-8817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14530 APACHE AVE, LARGO, FL 33774-4414

Mortgage

Document Number	16481049
Date	Jul 9, 2020
Instrument	1648/1049

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00	$113,120 (-)	$113,120 (-) Land $5,350 Building $107,770
2023		$113,120	$113,120 Land $5,350 Building $107,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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