53 Vaughn St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 53 Vaughn St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1900
Lot Size	0.14 acres (6,120 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Feb 2025)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Apr 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:O-21 B:0002 L:0023`

Property Details

APN / Parcel Number

Primary APN	`M:O-21 B:0002 L:0023`
Alternative APN	`GARD M:M22 B:20 L:23`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	900 sqft Living Area
Gross Area	1,395 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	53 VAUGHN ST
City	GARDNER
State	MA
Zip	01440-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	20
Legal Lot Number	23
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1006
Census Tract	707300

Owner

53 Vaughn St is owned and occupied by two individuals who bought it in February 2025.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 VAUGHN ST, GARDNER, MA 01440-2965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Apr 10, 2024	Quit Claim Deed, Transfer
Dec 15, 2017	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION
Dec 15, 2017	Quit Claim Deed, Transfer
Feb 17, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Prior Sale	Oct 24, 2024 · Amount on File
Deed Book / Page	71611 / 116
Record Updated	Oct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 24, 2024
Property Address	53 VAUGHN ST, GARDNER, MA 01440-2965
Document Number	071196-288
Book / Page	71196 / 288
Instrument Date	Oct 24, 2024
Instrument	87576
Transaction Type	Transfer
Record Updated	Nov 15, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 VAUGHN ST, GARDNER, MA 01440-2965

Mortgage

Document Number	0000087577
Date	Oct 24, 2024
Instrument	87577

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	071196-314
Date	Oct 24, 2024
Book Page	71196/314
Instrument	87578

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2039

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 10, 2024
Property Address	53 VAUGHN ST, GARDNER, MA 01440-2965
Document Number	070381-177
Book / Page	70381 / 177
Instrument Date	Apr 8, 2024
Instrument	26022
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 VAUGHN ST, GARDNER, MA 01440-2965

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 15, 2017
Property Address	53 VAUGHN ST, GARDNER, MA 01440-2965
Document Number	58195-43
Book / Page	58195 / 43
Instrument	140649
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 VAUGHN ST, GARDNER, MA 01440-2965

Mortgage

Document Number	581950046
Date	Dec 15, 2017
Instrument	58195/0046

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 15, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 15, 2017
Property Address	53 VAUGHN ST, GARDNER, MA 01440-2965
Document Number	58195-40
Book / Page	058195 / 000040
Instrument Date	Dec 14, 2017
Instrument	648
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 POWDERMILL RD #136 ACTON MA 017205932, 136, ACTON, MA 01720-5932

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 17, 2017
Property Address	53 VAUGHN ST, GARDNER, MA 01440-2965
Document Number	56756-229
Book / Page	056756 / 000229
Instrument Date	Feb 2, 2017
Instrument	17573
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Amount	Amount on Record
Tax	$110.01
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 LITTLETON COUNTY RD HARVARD MA 014511444, HARVARD, MA 01451-1444

Tax Assessment & Valuation

The 2026 property tax bill for 53 Vaughn St was $3,904, up 52.4% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00 (+52.38%)	$283,500 (+58.91%) Land $54,700 Building $228,800	$288,848 (+13.79%)
2025	$2,562.00 (+4.36%)	$178,400 (+8.91%) Land $49,700 Building $128,700	$253,840
2024	$2,455.00 (+3.11%)	$163,800 (+10.98%) Land $45,200 Building $118,600
2023	$2,381.00	$147,600 Land $44,500 Building $103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Vaughn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Vaughn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

53 Vaughn St, Gardner, MA 01440 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2024: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

April 2024: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Vaughn St

Nearby Streets

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