53 Universal Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 53 Universal Trl, Palm Coast, FL 32164 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 2023
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2025)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00370-0020`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00370-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	53 UNIVERSAL TRL
City	PALM COAST
State	FL
Zip	32164-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 37 LOT 2 OR 553 PG 1539 OR 584 PG 1180 OR 1321 PG 665 OR 1395 PG 581- CD OR 1757/458 OR 1757/460
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	37
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1017
Census Tract	60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00370-0020

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer
Dec 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
May 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Oct 24, 2023	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC
Dec 14, 2022	Correction Deed WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Aug 18, 2022	Intrafamily Transfer, Transfer
Jul 20, 2022	Warranty Deed, Transfer EXECUTIVE TITLE I INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	202521570
Deed Book / Page	2962 / 116
Prior Transfer Date	Dec 05, 2022
Prior Transfer Doc	0027420717
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Feb 23, 2026
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number	0030320454
Book / Page	3032 / 454
Map Reference	MB 17 PG 12-28
Instrument Date	Feb 05, 2026
Instrument	2026007839
Transaction Type	Transfer
Record Updated	Mar 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 ORANGE AVE, WINTER SPRINGS, FL 32708-2818

Mortgage

Document Number	0027430001
Date	Dec 16, 2022
Book Page	2743/1
Instrument	2022059656

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Feb 01, 2024

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 22, 2025
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number	0029620116
Book / Page	2962 / 116
Map Reference	MB 17 PG 12-28
Instrument Date	May 16, 2025
Instrument	2025021570
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 JUDAH LN, SEBASTIAN, FL 32958-4628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712

Mortgage

Document Number	0002962118
Date	May 22, 2025
Instrument	2962/118

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 24, 2023
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number	0028220783
Book / Page	2822 / 783
Map Reference	MB 17 PG 12-28
Instrument Date	Oct 17, 2023
Instrument	2023046508
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,646.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1802 N ALAFAYA TRL # 162, 162, ORLANDO, FL 32826-4716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 14, 2022
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number	0027420717
Book / Page	2742 / 717
Map Reference	MB 17 PG 12-28
Instrument Date	Dec 05, 2022
Instrument	2022059210
Record Updated	Dec 23, 2025
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1112 ORANGE AVE, WINTER SPRINGS, FL 32708-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 N ALAFAYA TRL # 162, 162, ORLANDO, FL 32826-4716

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Aug 18, 2022
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number	0027150971
Book / Page	2715 / 971
Map Reference	MB 553 PG 1539
Instrument Date	Aug 11, 2022
Instrument	2022041972
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1112 ORANGE AVE, WINTER SPRINGS, FL 32708-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 N ALAFAYA TRL # 162, 162, ORLANDO, FL 32826-4716

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 20, 2022
Property Address	53 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number	0027071346
Book / Page	2707 / 1346
Map Reference	MB 17 PG 12-28
Instrument Date	Jul 14, 2022
Instrument	2022037317
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	EXECUTIVE TITLE I INC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 21816, DUBAI XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 ORANGE AVE, WINTER SPRINGS, FL 32708-2818

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,029.00 (+2.54%)	$209,847 (+371.57%)	$267,308 (+500.69%) Land $52,000 Building $215,308
2024	$2,954.00 (+258.5%)
2023	$824.00 (+86%)	$44,500 (-2.2%) Land $44,500	$44,500 (-2.2%) Land $44,500
2022	$443.00	$45,500 Land $45,500	$45,500 Land $45,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023, rainfall accumulation
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 617 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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