53 Thorncrest Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 53 Thorncrest Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,649 sqft · built 2005
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Sep 2020)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Feb 2021 Transfer Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0052A094000`

Property Details

APN / Parcel Number

Primary APN	`0052A094000`
Alternative APNs	`0052A094` `23020`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,649 sqft Heated Area
1st Floor Area	3,460 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	991 sqft
Porch	Slab
Porch Area	833 sqft
Deck Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23020
Street Address	53 THORNCREST DR
City	RINGGOLD
State	GA
Zip	30736-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 94 CALLAWAY FARMS PHASE 4
Legal Subdivision	CALLAWAY FARMS
Legal Phase	4
Legal Lot Number	94
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1004
Census Tract	30202

Owner

53 Thorncrest Dr is owned by a company that bought it in September 2020 and is owner-occupied.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	Company Name on File
Mailing Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Correction Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Sep 8, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NAT'L BK
Jan 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	20201920
Deed Book / Page	2077 / 760
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	0019180182
Record Updated	Jun 8, 2026

February 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 1, 2021
Property Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Document Number	0021100659
Book / Page	002110 / 000659
Instrument Date	Feb 1, 2021
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 THORNCREST DR RINGGOLD GA 307362690, RINGGOLD, GA 30736-2690

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Document Number	0020770766
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 THORNCREST DR RINGGOLD GA 307362690, RINGGOLD, GA 30736-2690

Mortgage

Document Number	0020770766
Date	Sep 8, 2020
Book Page	002077/000766
Instrument	7248

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 8, 2020
Property Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Document Number	0020770760
Book / Page	002077 / 000760
Instrument Date	Sep 2, 2020
Instrument	7245
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 THORNCREST DR RINGGOLD GA 307362690, RINGGOLD, GA 30736-2690

Mortgage

Document Number	20770766
Date	Sep 8, 2020
Book Page	002077/000766
Instrument	7248

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Document Number	0021100662
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	REALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 THORNCREST DR RINGGOLD GA 307362690, RINGGOLD, GA 30736-2690

Mortgage

Document Number	0021100662
Date	Feb 1, 2021
Book Page	002110/000662

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Document Number	0020130089
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	53 THORNCREST DR RINGGOLD GA 307362690, RINGGOLD, GA 30736-2690

Mortgage

Document Number	0020130089
Date	Oct 8, 2019
Book Page	002013/000089

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2029

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 29, 2018
Property Address	53 THORNCREST DR, RINGGOLD, GA 30736-2690
Document Number	0019180182
Book / Page	001918 / 000182
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6216 E BRAINERD RD CHATTANOOGA TN 374213912, CHATTANOOGA, TN 37421-3912

Tax Assessment & Valuation

The 2025 property tax bill for 53 Thorncrest Dr was $1,373 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$316,253 Land $18,000 Building $298,253	$790,632 Land $45,000 Building $745,632
2023	$1,666.00 (-59.78%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$230,800 Land $18,000 Building $212,800	$577,000 Land $45,000 Building $532,000
2022	$4,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Thorncrest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Thorncrest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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