Gilpin County property record for 53 Spruce Way, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1999 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,500 (Nov 1991) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-363-03-162 |
| Primary APN | 1709-363-03-162 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Heated Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Basement |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 574 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R009999 |
|---|---|
| Street Address | 53 SPRUCE WAY |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 36 T: 2S R: 73W SUBD: MISSOURI LAKES FILING #1 BLOCK: 002 LOT: 020 & IMPS |
| Legal Range | 73W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Subdivision | MISSOURI LAKES FILING #1 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 13802 |
53 Spruce Way is owned and occupied by an individual who bought it in November 1991.
Source: Gilpin County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 SPRUCE WAY, BLACK HAWK, CO 80422-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 1991 · Amount on File |
| Deed Sale | Nov 22, 1991 · Amount on File |
| Deed Book / Page | 519 / 160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 53 SPRUCE WAY, BLACK HAWK, CO 80422-8818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000170951 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 170951 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 53 Spruce Way was $1,279, up 9.4% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 (+9.41%) | $48,660 (+0.64%) Land $4,500 Building $44,160 | $778,570 (+7.89%) Land $72,000 Building $706,570 |
| 2024 | $1,169.00 (+1.21%) | $48,350 (-) Land $4,300 Building $44,050 | $721,620 (-) Land $64,113 Building $657,507 |
| 2023 | $1,155.00 (+24.33%) | $48,350 (+30.39%) Land $4,300 Building $44,050 | $721,620 (+35.24%) Land $64,113 Building $657,507 |
| 2022 | $929.00 | $37,080 Land $4,170 Building $32,910 | $533,570 Land $60,000 Building $473,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Spruce Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Spruce Way is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 76% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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