53 Spruce Pine Campground Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 53 Spruce Pine Campground Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,707 sqft · built 1975
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Nov 2023)
Tax Bill$2,199 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN0798-00-06-7297

Property Details

APN / Parcel Number

Primary APN0798-00-06-7297
Alternative APNs
  • 5016803000
  • 005016803
  • 555785220

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,707 sqft Living Area
Basement Area1,308 sqft
Unfinished Basement1,308 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSteam

Location & Zoning

Account Number555785220
Street Address53 SPRUCE PINE CAMPGROUND RD
CitySPRUCE PINE
StateNC
Zip28777-6300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF 1106
Legal SubdivisionTHE W C DALE DEVELOPMENT
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3042
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2023Warranty Deed, Transfer · Seller Carry-Back
LEONARD ARNOLD ELLIS ET UX
Sep 20, 2022Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Sep 8, 2021Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2023 · Amount on Record
Deed SaleNov 2, 2023 · Amount on Record
Deed Document Number20232163
Deed Book / Page663 / 238
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateNov 2, 2023
Property Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300
Document Number000663/238
Book / Page663 / 238
Instrument DateNov 2, 2023
Instrument2023002163
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address190 JAKES ROCK RD, SPRUCE PINE, NC 28777-3363

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300

Mortgage

Document Number2023002164
DateNov 2, 2023
Instrument2023002164
Lender
NameLEONARD ARNOLD ELLIS ET UX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300

Mortgage

Document Number000649/208
DateSep 20, 2022
Book Page649/208
Instrument2022002667
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSPRUCE PINE, NC 28777
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 SPRUCE PINE CAMPGROUND RD, SPRUCE PINE, NC 28777-6300

Mortgage

Document Number632/556
DateSep 8, 2021
Book Page632/556
Instrument2021001974
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSPRUCE PINE, NC 28777
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 18, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,199.00$343,700 (-) Land $25,300 Building $318,400
2025$2,199.00 (+1.57%)$343,700 (-) Land $25,300 Building $318,400
2023$2,165.00$343,700 Land $25,300 Building $318,400$343,700 Land $25,300 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zito Media
Fiber
1,000 / 1,000

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