53 Southgate Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 53 Southgate Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,884 sqft · built 1965
Lot Size	0.958 acres (41,709 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Jul 2025)
Tax Bill	$7,181 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2025 Sale & Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-054`

Property Details

APN / Parcel Number

Primary APN	`116-054`
Alternative APNs	`FRAN M:235 L:074` `M:116 L:054`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	3,712 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,709 sqft (0.958 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	116-054
Street Address	53 SOUTHGATE RD
City	FRANKLIN
State	MA
Zip	02038-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK VIEW ESTATES
Legal Lot Number	74
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2013
Census Tract	442104

Owner

53 Southgate Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 24, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance CMG MORTGAGE INC
Mar 17, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Mar 17, 2020 · Amount on File
Deed Book / Page	42543 / 129
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041485-241
Date	Oct 31, 2023
Book Page	41485/241
Instrument	71423

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jul 24, 2025
Property Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702
Document Number	042543-129
Book / Page	42543 / 129
Instrument Date	Jul 24, 2025
Instrument	49950
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702

Mortgage

Document Number	0000049951
Date	Jul 24, 2025
Instrument	49951

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Mar 17, 2020
Property Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702
Document Number	37684-248
Book / Page	37684 / 248
Instrument Date	Mar 12, 2020
Instrument	24177
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702

Mortgage

Document Number	24178
Date	Mar 17, 2020
Instrument	24178

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	53 SOUTHGATE RD, FRANKLIN, MA 02038-2702
Document Number	36977-362
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 SOUTHGATE RD FRANKLIN MA 020382702, FRANKLIN, MA 02038-2702

Mortgage

Document Number	36977-362
Date	Jul 19, 2019
Book Page	036977/000362
Instrument	60504

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 53 Southgate Rd was $7,181, up 13.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,181.00 (+13.44%)	$618,000 (+15.11%) Land $249,200 Building $368,800	$663,005 (+5.68%)
2024	$6,330.00 (-1.89%)	$536,900 (+4.68%) Land $249,200 Building $287,700	$627,380
2023	$6,452.00	$512,900 Land $251,300 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Southgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Southgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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