53 Smith St, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 53 Smith St, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,052 sqft · built 1992
Lot Size	4.22 acres (184,108 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Nov 2000)
Tax Bill	$12,715 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:221 B:55 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:221 B:55 L`
Alternative APNs	`GRTN M:221 B:55 L` `3944`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,052 sqft Living Area
Gross Area	5,926 sqft
1st Floor Area	1,590 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	184,108 sqft (4.22 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3944
Street Address	53 SMITH ST
City	GROTON
State	MA
Zip	01450-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	55
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1018
Census Tract	326101

Owner

53 Smith St is owned and occupied by two individuals who bought it in November 2000.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 SMITH ST, GROTON, MA 01450-1811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2000 · Amount on File
Deed Sale	Nov 15, 2000 · Amount on File
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	53 SMITH ST, GROTON, MA 01450-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70758-256
Date	Mar 21, 2018
Book Page	70758/256
Instrument	37440

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	53 SMITH ST, GROTON, MA 01450-1811
Document Number	73326-163
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 SMITH ST GROTON MA 014501811, GROTON, MA 01450-1811

Mortgage

Document Number	73326-163
Date	Sep 23, 2019
Book Page	073326/000163
Instrument	144548

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 53 Smith St was $12,715, up 2.4% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,715.00 (+2.4%)	$860,300 (+5.66%) Land $263,800 Building $596,500	$1,296,750 (-)
2025	$12,417.00 (+2.26%)	$814,200 (+1.18%) Land $252,600 Building $561,600	$1,296,750 (+18.81%)
2024	$12,143.00 (+5.54%)	$804,700 (+9.38%) Land $252,600 Building $552,100	$1,091,455
2023	$11,506.00	$735,700 Land $252,600 Building $483,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Smith St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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