53 Smith Ln, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 53 Smith Ln, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,241 sqft · built 1976
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$242,350 (Jul 2024)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51 1 3A`

Property Details

APN / Parcel Number

Primary APN	`51 1 3A`
Alternative APN	`3119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,241 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	130 sqft
Deck Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3119
Street Address	53 SMITH LN
City	BREMO BLUFF
State	VA
Zip	23022-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 240001811 AC 1.2
Legal Lot Number	A
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	3
Census Block	3022
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 SMITH LN, BREMO BLUFF, VA 23022-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage VIRGINIA CU INC
Feb 26, 2018	Deed, Transfer · Conventional Mortgage USAA FSB
Oct 25, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	20241811
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	53 SMITH LN, BREMO BLUFF, VA 23022-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000816
Date	Mar 9, 2020
Instrument	200000816

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 26, 2018
Property Address	53 SMITH LN, BREMO BLUFF, VA 23022-2331
Document Number	1800578
Map Reference	PB 155 PG 689
Instrument Date	Feb 20, 2018
Instrument	1800578
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SMITH LN, BREMO BLUFF, VA 23022-2331

Mortgage

Document Number	1800579
Date	Feb 26, 2018
Instrument	1800579

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.88%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 25, 2017
Property Address	53 SMITH LN, BREMO BLUFF, VA 23022-2331
Document Number	1703456
Map Reference	PB 681 PG 584
Instrument Date	Oct 23, 2017
Instrument	1703456
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5153 UNION MILLS RD, TROY, VA 22974-4058

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,900 (-) Land $33,000 Building $194,900	$227,900 (-) Land $33,000 Building $194,900
2025	$1,720.00 (+45.27%)	$227,900 (+62.44%) Land $33,000 Building $194,900	$227,900 (+62.44%) Land $33,000 Building $194,900
2023		$140,300 Land $33,000 Building $107,300	$140,300 Land $33,000 Building $107,300
2022	$1,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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