Buncombe County property record for 53 Simms Trl, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,615 sqft · built 2002 |
| Lot Size | 64.4 acres (2,807,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $784,000 (Jul 2016) |
| Tax Bill | $6,839 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 757104-2020-202 |
| Primary APN | 757104-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,615 sqft Living Area |
| Gross Area | 4,167 sqft |
| 1st Floor Area | 2,715 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,807,442 sqft (64.4 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 533 sqft |
| Patio Area | 533 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 757104-2020-202 |
|---|---|
| Street Address | 53 SIMMS TRL |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-LD |
| Legal Description | LOT: 1 PLAT: 0086-0008 |
| Legal Subdivision | JOHN & MARY OLSON |
| Legal Tract | 1 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 3002 |
53 Simms Trl is owned by two individuals who bought it in July 2016.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 TACOMA CIR, ASHEVILLE, NC 28801-1648 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Deed Book / Page | 5442 / 1390 |
| Prior Transfer Date | Feb 2, 2010 |
| Prior Transfer Doc | 0047601282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 53 SIMMS TRL, SWANNANOA, NC 28778-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059600597 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 5960/597 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 53 Simms Trl was $6,839, up 5.4% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,839.00 (+5.39%) | $981,900 Land $387,900 Building $594,000 | $981,900 Land $387,900 Building $594,000 |
| 2024 | $6,489.00 (+7.5%) | ||
| 2023 | $6,036.00 | $946,100 | $946,100 Land $402,900 Building $543,200 |
| 2021 | $981,900 Land $387,900 Building $594,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Simms Trl in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Simms Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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