Cumberland Town property record for 53 Silo Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,856 sqft · built 1999 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2017) |
| Tax Bill | $6,698 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9218-70 |
| Primary APN | 9218-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,280 sqft (0.236 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9218-70 |
|---|---|
| Street Address | 53 SILO DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-3265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 848 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11404 |
53 Silo Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 53 SILO DR, CUMBERLAND, RI 02864-3265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Jul 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on File |
| Deed Sale | Jun 30, 2017 · Amount on File |
| Prior Sale | Oct 26, 2012 · Amount on File |
| Deed Book / Page | 1746 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 53 SILO DR, CUMBERLAND, RI 02864-3265 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1881-12 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 1881/12 |
| Instrument | 122516 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 53 SILO DR, CUMBERLAND, RI 02864-3265 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1848-475 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 1848/475 |
| Instrument | 115957 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 30, 2017 |
| Property Address | 53 SILO DR, CUMBERLAND, RI 02864-3265 |
| Document Number | 1746-492 |
| Book / Page | 001746 / 000492 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 53 SILO DR CUMBERLAND RI 028643265, CUMBERLAND, RI 02864-3265 |
| Document Number | 1746-494 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 001746/000494 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2026 property tax bill for 53 Silo Dr was $6,698, up 13.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,698.00 (+13.66%) | $669,100 (+39.31%) Land $284,200 Building $384,900 | $663,163 |
| 2025 | $5,893.00 | $480,300 Land $130,900 Building $349,400 | |
| 2023 | $5,581.00 (+5.26%) | $480,300 (+35.79%) Land $130,900 Building $349,400 | |
| 2022 | $5,302.00 | $353,700 Land $119,300 Building $234,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Silo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Silo Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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