53 Saughtree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 53 Saughtree Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,794 sqft · built 2010
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Mar 2021)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`358-00-00-051-SKB`

Property Details

APN / Parcel Number

Primary APN	`358-00-00-051-SKB`
Alternative APN	`49843`

Interior

Stories	2 Stories
Building Area	2,794 sqft Gross Area
Gross Area	2,194 sqft

Exterior

Year Built	Built 2010
Exterior Material	Vinyl
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	49843
Old Parcel Number	358-00-00-051 SKB
Street Address	53 SAUGHTREE LN
City	ELGIN
State	SC
Zip	29045-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	KELSNEY RIDGE SUBDIV PHASE 1 LOT 51
Legal Subdivision	KELSNEY RIDGE SUBD
Legal Phase	1
Legal Lot Number	51
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1275 AMBLESIDE CT, CLARKSVILLE, TN 37040-1205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	0004437251
Deed Book / Page	2661 / 131
Prior Transfer Date	Apr 27, 2010
Prior Transfer Doc	03010
Record Updated	Jun 8, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 13, 2019
Property Address	53 SAUGHTREE LN, ELGIN, SC 29045-8374
Document Number	0000001070
Book / Page	003984 / 000146
Instrument Date	Feb 8, 2019
Instrument	1070
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 SAUGHTREE LN ELGIN SC 290458374, ELGIN, SC 29045-8374

Mortgage

Document Number	1071
Date	Feb 13, 2019
Book Page	003984/000150
Instrument	1071

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-10.86%)	$209,400 (-) Land $40,000 Building $169,400	$209,400 (-)
2023	$1,482.00	$209,400 Land $40,000 Building $169,400	$209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20