Flagler County property record for 53 Ryarbor Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,591 sqft · built 1998 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00630-0130 |
| Primary APN | 07-11-31-7029-00630-0130 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,591 sqft Heated Area |
| Gross Area | 2,818 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.233 acres) |
| Driveway | Driveway |
| Driveway Area | 1,400 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 53 RYARBOR DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 29 BLK 63 LT 13 OR 196 PG 1047 OR 327 PG 617 OR 522 PG 1043/CD OR 522 PP 1044/1046 DC/ACM OR 522 PG 1047 OR 53 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 63 |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 19, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2024 |
| Transfer Doc | 0029240241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Investor | Possibly a Property Investor |
| Document Number | 0025671729 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 2567/1729 |
| Instrument | 2021029737 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 19, 2024 |
| Property Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Document Number | 0029240241 |
| Book / Page | 2924 / 241 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2024053177 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Name | Verified Name |
|---|---|
| Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 53 RYARBOR DR, PALM COAST, FL 32164-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023721746 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 2372/1746 |
| Instrument | 2019027962 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (+0.15%) Homeowner's exemption Widower's exemption | $123,442 (+5.99%) | $258,274 (+0.18%) Land $55,000 Building $203,274 |
| 2023 | $1,366.00 (+2.09%) Homeowner's exemption | $116,469 (+3%) | $257,820 (+1.77%) Land $43,000 Building $214,820 |
| 2022 | $1,338.00 Homeowner's exemption | $113,077 | $253,332 Land $44,500 Building $208,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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