53 Ruth Ct, Springfield, IL 62704 Property Records

Sangamon County property record for 53 Ruth Ct, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.208 acres (9,093 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Jun 2022)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-428-007`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-428-007`
Alternative APN	`22040428007 (CHECK DIGIT = 4)`

Exterior

Lot Area	9,093 sqft (0.208 acres)

Location & Zoning

Account Number	22040428007
Street Address	53 RUTH CT
City	SPRINGFIELD
State	IL
Zip	62704-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAS S WANLESS S 1ST ST CT PT E1/2 SE 4-15-5 E 3' L 77 & ALL L 78
Legal Subdivision	CHARLES S WAULESS SOUTH 1ST S
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2000
Census Tract	2200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 RUTH CT, SPRINGFIELD, IL 62704-4745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE COMMUNITY BANK
Jun 3, 2022	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	202212003
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	53 RUTH CT, SPRINGFIELD, IL 62704-4745
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R17086
Date	Aug 16, 2019
Instrument	2019R17086

Lender

Name	ALLIANCE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 3, 2022
Property Address	53 RUTH CT, SPRINGFIELD, IL 62704-4745
Document Number	2022R12003
Instrument Date	Mar 31, 2022
Instrument	2022R12003
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 RUTH CT, SPRINGFIELD, IL 62704-4745

Mortgage

Document Number	2022R12004
Date	Jun 3, 2022
Instrument	2022R12004

Lender

Name	REGIONS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.88%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,716.00 (+33.38%)	$45,908 (+23.75%) Land $8,170 Building $37,738	$137,724 (+23.75%) Land $24,510 Building $113,214
2022	$2,786.00	$37,098 Land $6,602 Building $30,496	$111,294 Land $19,806 Building $91,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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