53 Rugar Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 53 Rugar Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,853 sqft · built 2018
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$237,900 (Aug 2020)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`308-10-04-091-SHK`

Property Details

APN / Parcel Number

Primary APN	`308-10-04-091-SHK`
Alternative APN	`47823`

Interior

Stories	2 Stories
Building Area	2,853 sqft Gross Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	47823
Street Address	53 RUGAR DR
City	LUGOFF
State	SC
Zip	29078-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GD
Legal Description	HUNTERS CROSSING SUBDIV PHASE 4 LOT 91
Legal Subdivision	HUNTERS CROSSING SUBDIV
Legal Phase	4
Legal Lot Number	91
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3002
Census Tract	970907

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	215 E BAY ST, 201KSTE201, CHARLESTON, SC 29401-2633
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2020	Grant Deed, Transfer GATEWAY MTG GRP
Mar 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MOVEMENT MTG
May 9, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	20206967
Deed Book / Page	4274 / 85
Last Transfer Date	Jun 21, 2024
Transfer Doc	0020246365
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 26, 2020
Property Address	53 RUGAR DR, LUGOFF, SC 29078-8627
Document Number	0000007730
Book / Page	004289 / 000032
Instrument Date	Jul 31, 2020
Instrument	7730
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 6, 2020
Property Address	53 RUGAR DR, LUGOFF, SC 29078-8627
Document Number	0000006967
Book / Page	004274 / 000085
Instrument Date	Jul 31, 2020
Instrument	6967
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 RUGAR DR COLUMBIA SC 29208, COLUMBIA, SC 29208

Mortgage

Document Number	6968
Date	Aug 6, 2020
Book Page	004274/000080
Instrument	6968

Lender

Name	GATEWAY MTG GRP
Address	FLINT, MI 48501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 26, 2018
Property Address	53 RUGAR DR, LUGOFF, SC 29078-8627
Document Number	0000002305
Book / Page	003835 / 000266
Instrument Date	Mar 23, 2018
Instrument	2305
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$793.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 RUGAR DR LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	2306
Date	Mar 26, 2018
Book Page	003835/000269
Instrument	2306

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 9, 2017
Property Address	53 RUGAR DR, LUGOFF, SC 29078-8627
Document Number	0000003721
Book / Page	003690 / 000221
Instrument Date	Apr 26, 2017
Instrument	3721
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 N ROYAL TOWER DR IRMO SC 290632791, IRMO, SC 29063-2791

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (+192.94%)	$237,700 (-) Land $30,000 Building $207,700	$237,700 (-)
2023	$1,671.00	$237,700 Land $30,000 Building $207,700	$237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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