53 Ridge Way, Black Hawk, CO 80422 Property Records

Gilpin County property record for 53 Ridge Way, Black Hawk, CO 80422

Property Summary

Property TypeSingle Family Home
Details2 bd · 0.75 ba · 790 sqft · built 1972
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$88,500 (May 1996)
Tax Bill$920 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1711-081-01-047

Property Details

APN / Parcel Number

Primary APN1711-081-01-047
Alternative APN
  • R005260

Interior

Bedrooms2 Beds
Full Baths0.75 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area790 sqft Heated Area
Gross Area1,030 sqft
1st Floor Area790 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Account NumberR005260
Street Address53 RIDGE WAY
CityBLACK HAWK
StateCO
Zip80422-4519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS: 8 T: 2S R: 72W SUBD: WHEELERS LOT: 010 & IMPS
Legal Range72W
Legal Township02S
Legal Section08
Legal SubdivisionWHEELERS
Legal Lot Number10
JurisdictionGILPIN CO
Township / Civil DivisionCENTRAL CITY
Census Block Group1
Census Block1007
Census Tract13801

Owner

53 Ridge Way is owned and occupied by an individual who bought it in May 1996.

Source: Gilpin County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address53 RIDGE WAY, BLACK HAWK, CO 80422-4519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 1996 · Amount on File
Deed SaleMay 30, 1996 · Amount on File
Deed Book / Page600 / 390
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILPIN CO
Property Address53 RIDGE WAY, BLACK HAWK, CO 80422-4519
Transaction TypeMortgage
Record UpdatedApr 1, 2022
Title CompanyNOVARE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164321
DateAug 26, 2019
Instrument164321
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueSep 1, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 53 Ridge Way was $920, down 10.6% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGilpin County
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$920.00 (-10.59%)$18,730 (+21.47%) Land $3,750 Building $14,980$299,650 (+30.18%) Land $60,000 Building $239,650
2024$1,029.00 (+0.68%)$15,420 (-) Land $2,700 Building $12,720$230,180 (-) Land $40,357 Building $189,823
2023$1,022.00 (+0.29%)$15,420 (+10.46%) Land $2,700 Building $12,720$230,180 (+14.61%) Land $40,357 Building $189,823
2022$1,019.00$13,960 Land $2,780 Building $11,180$200,840 Land $40,000 Building $160,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 53 Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Ridge Way is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 88% of Colorado
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Visionary Broadband
Fiber · Fixed Wireless
300 / 300
Nedernet
Fixed Wireless
100 / 100

May also be available: Magnolia Road Internet Cooperative.

Nearby Properties on Ridge Way

Nearby Streets

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