53 Prospect St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 53 Prospect St, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,775 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Jan 2024)
Tax Bill	$16,511 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 76.-3-2.2`

Property Details

APN / Parcel Number

Primary APN	`473489 76.-3-2.2`
Alternative APNs	`0800-076.00-03.00-002.002` `348907600000030020020000` `47340018664`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,775 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,253 sqft
2nd Floor Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	755 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	936 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	53 PROSPECT ST
City	SMITHTOWN
State	NY
Zip	11787-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-23801 TC-70 EMMA ESTATES *9974 LOT 2
Legal Subdivision	MAP EMMA ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2008
Census Tract	134908

Owner

Source: Suffolk County and Smithtown Town assessment roll, APN 473489 76.-3-2.2, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1024 64TH ST, BROOKLYN, NY 11219-5525
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2024 · Amount on Record
Deed Sale	Jan 03, 2024 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Book / Page	13231 / 313
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 03, 2024
Property Address	53 PROSPECT ST, SMITHTOWN, NY 11787-2716
Document Number	0132310313
Book / Page	13231 / 313
Instrument Date	Nov 07, 2023
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 64TH ST, BROOKLYN, NY 11219-5525
Investor	Possibly a Property Investor

Mortgage

Document Number	0023558358
Date	Jan 03, 2024
Instrument	23558/358

Lender

Name	SUMMIT MTG BANKER INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,400 (-) Land $410 Building $5,990	$800,000 (+10,775.48%) Land $51,250 Building $748,750
2024	$16,511.00
2023		$6,400 Land $410 Building $5,990	$7,356 Land $471 Building $6,885

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031349082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 181 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.