53 Piney Ridge Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 53 Piney Ridge Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,648 sqft · built 1986
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Deeds & MortgagesMar 2021 Line of Credit
Nov 2025 Sale
Flood ZoneZone X (minimal risk)
APNA860000478

Property Details

APN / Parcel Number

Primary APNA860000478
Alternative APN
  • 3-0112-5858-00-0698.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,648 sqft Living Area
Gross Area4,356 sqft
1st Floor Area1,332 sqft
Basement Area1,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area78 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860000478
Street Address53 PINEY RIDGE CT
CitySAINT CHARLES
StateMO
Zip63304-7258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBERWOOD TRLS #7 LOT 698
Legal SubdivisionTIMBERWOOD TRAILS #7
Legal Lot Number698
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2018
Census Tract311114

Owner

53 Piney Ridge Ct is owned by two individuals who acquired it in November 2025.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1708 COUNTY ROAD 805, CLEBURNE, TX 76031-8113
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Line of Credit
ALLTRU FEDERAL CREDIT UNION
Nov 18, 2025Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 6, 2025
Transfer Doc0000051812
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address53 PINEY RIDGE CT, SAINT CHARLES, MO 63304-7258
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 PINEY RIDGE CT, SAINT CHARLES, MO 63304-7258

Mortgage

Document Number0000020272
DateMar 8, 2021
Instrument2021R-020272
Lender
NameALLTRU FEDERAL CREDIT UNION
TypeNon-Lending Institution
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueFeb 22, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateNov 18, 2025
Property Address53 PINEY RIDGE CT, SAINT CHARLES, MO 63304-7258
Document Number0000051812
Map ReferenceMB 24 PG 82
Instrument DateNov 6, 2025
Instrument2025R-051812
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address53 PINEY RIDGE CT, SAINT CHARLES, MO 63304-7258

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 COUNTY ROAD 805, CLEBURNE, TX 76031-8113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$77,301 (-)$406,849 (-) Land $70,000 Building $336,849
2025$77,301$406,849 Land $70,000 Building $336,849
2023$71,234
2022$374,914 Land $70,000 Building $304,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Piney Ridge Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Piney Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Wisper ISP.

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