53 Pine St, Monticello, KY 42633 Property Records

Wayne County property record for 53 Pine St, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1965
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2026)
Tax Bill	$772 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M7-23-002.00`

Property Details

APN / Parcel Number

Primary APN	`M7-23-002.00`
Alternative APNs	`30391` `21526` `30392`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	253 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30391
Street Address	53 PINE ST
City	MONTICELLO
State	KY
Zip	42633-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILAND VIEW SD
Legal Subdivision	HILAND VIEW SD
Legal Block	H
Legal Lot Number	4,5,6
Jurisdiction	WAYNE KY
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1046
Census Tract	920202

Owner

Source: Wayne County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 PINE ST, MONTICELLO, KY 42633-5343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 24, 2026	Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Feb 4, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Deed Document Number	2026168100
Deed Book / Page	425 / 1
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Recording Date	Aug 24, 2026
Property Address	53 PINE ST, MONTICELLO, KY 42633-5343
Document Number	0000168101
Book / Page	495 / 82
Instrument Date	Aug 17, 2026
Instrument	2026168101
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 PINE ST, MONTICELLO, KY 42633-5343

Mortgage

Document Number	0000168101,
Date	Aug 24, 2026
Book Page	495/82
Instrument	2026168101

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	442 Months
Due	Jun 1, 2063

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Aug 24, 2026
Property Address	53 PINE ST, MONTICELLO, KY 42633-5343
Document Number	0000168100
Book / Page	425 / 1
Instrument Date	Aug 17, 2026
Instrument	2026168100
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 PINE ST, MONTICELLO, KY 42633-5343

Mortgage

Document Number	0000168101,
Date	Aug 24, 2026
Instrument	2026168101

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	442 Months
Due	Jun 1, 2063

Interest

Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	53 PINE ST, MONTICELLO, KY 42633-5343
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420/411
Date	Feb 4, 2019
Book Page	420/411

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank
Address	MONTICELLO, KY 42633

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 31, 2035

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Municipality	Monticello City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00 (+41.13%)	$77,500 (+33.62%)	$77,500 (+33.62%)
2023	$547.00	$58,000	$58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Community Telecom Services Cable · Fiber in parts of the area	250 / 100

May also be available: Verizon.

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