53 Phillips St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 53 Phillips St, Amsterdam, NY 12010

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,804 sqft · built 1920
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,209 (2026)
Deeds & Mortgages	Aug 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`270100 39.15-6-35`

Property Details

APN / Parcel Number

Primary APN	`270100 39.15-6-35`
Alternative APNs	`010003901500060350000000` `0275060`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,804 sqft Total Area
1st Floor Area	1,402 sqft
2nd Floor Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	566 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0275060
Street Address	53 PHILLIPS ST
City	AMSTERDAM
State	NY
Zip	12010-1231
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	RES G L 100 X 200
Legal Block	6
Legal Lot Number	35.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2004
Census Tract	70400

Owner

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 PHILLIPS ST, AMSTERDAM, NY 12010-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Aug 4, 2023
Property Address	53 PHILLIPS ST, AMSTERDAM, NY 12010-1231
Document Number	0000000785
Instrument	2023-2785
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 PHILLIPS ST, AMSTERDAM, NY 12010-1231

Mortgage

Document Number	0000000786
Date	Aug 4, 2023
Instrument	2023-2786

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,209.00 (+116.09%) Homeowner's exemption
2025	$1,485.00 (+15.12%)	$71,000 (-) Land $10,200 Building $60,800	$208,824 (+26.47%) Land $30,000 Building $178,824
2023		$71,000 (-) Land $10,200 Building $60,800	$165,116 (+16.28%) Land $23,721 Building $141,395
2022		$71,000 Land $10,200 Building $60,800	$142,000 Land $20,400 Building $121,600
2020	$1,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20